Fergal McAlinden

Fergal McAlinden

Canadian Mortgage Professional

Fergal McAlinden

Managing Editor, North America and UK Mortgage

10 years experience739,434 Total views on Canadian Mortgage Professional in 2025

Fergal's specialty topics

Housing and mortgage market analysis Mortgage and borrowing trends Central bank policy Lender and rate updates

Fergal McAlinden is managing editor at Canadian Mortgage Professional, Mortgage Professional America, and Mortgage Introducer, where he leads coverage of the Canadian, US, and UK mortgage and housing markets. With more than a decade of professional journalism experience, Fergal has reported on interest rate cycles, regulatory shifts, market trends, and housing affordability challenges across North America and the United Kingdom.

Since joining the company in 2021, he has interviewed hundreds of senior industry figures — including lenders, brokers, economists, and policymakers — and his work has been cited as a trusted source of insight across the mortgage sector. Prior to his current role, Fergal worked as a reporter for a B2B trade publication in Toronto. He is a graduate of the University of Oxford and holds a First-Class Honours degree in Journalism.

How I think about writing for this industry…

“In an unpredictable economy and interest rate environment, the most important thing to me about covering the housing and mortgage markets is keeping a close focus on what the main stakeholders need to know: What's in store for interest rates, how consumer sentiment is impacting the housing outlook, and what the main factors are that could impact the market looking ahead.”

Also published by

The Guardian · InvestmentNews · Insurance Business Canada · Mortgage Professional America · Mortgage Introducer

Featured content from Fergal

Forget rent-to-own condos – what’s really needed to improve housing affordability? What's next for Canada's housing market? ‘Its own little beast': why Toronto's condo market is still struggling

Previous experience

  • Key Media — News Editor, Canada
  • LogiMonde Media — Journalist

Education

  • BA Modern History & Politics, University of Oxford
  • MA Journalism, Dublin City University

Read the latest stories by Fergal

What’s working (and what’s not) in the government’s housing measures

Federal and provincial authorities have presented a flurry of policies to tackle the housing crisis – with varying levels of success

What’s working (and what’s not) in the government’s housing measures

Forget rent-to-own condos – what’s really needed to improve housing affordability?

Broker says addressing the difficulty of putting together a downpayment should be policymakers’ first concern on housing

Forget rent-to-own condos – what’s really needed to improve housing affordability?

Broker questions rent-to-own math in BC condo purchase plan

Will the proposal work in a pricey market like Vancouver?

Broker questions rent-to-own math in BC condo purchase plan

Focus on managing client expectations as a top priority, says lawyer

Women in Mortgage Summit panel moderator tells CMP what’s essential in the current market

Focus on managing client expectations as a top priority, says lawyer

One of the biggest problems facing major condo markets isn’t fading

A recovery isn't close, as buyers, sellers and appraisers battle the same valuation gap

One of the biggest problems facing major condo markets isn’t fading

Skeptics doubt fed-provincial plan to buy up BC condos is worth it

Authorities say the measure could boost affordability for new buyers, but others aren’t so sure

Skeptics doubt fed-provincial plan to buy up BC condos is worth it

Here’s what home appraisers want you to know about the current market

Appraisal expert shares top advice for brokers and borrowers navigating an unpredictable environment

Here’s what home appraisers want you to know about the current market

What it takes to win a Canadian Mortgage Award

With the 2026 nominating process well underway, we caught up with one of last year’s winners to hear the key factors behind her success

What it takes to win a Canadian Mortgage Award

What’s next for Canada’s housing market?

While CREA sees a milder pace of activity ahead than expected, others say there’s cause for mild optimism – even though challenges are continuing

What’s next for Canada’s housing market?

Trump’s latest tariff threats could spell bad news for Canada’s housing outlook

New 50% US levies threaten to derail Canada's fragile 2026 housing recovery

Trump’s latest tariff threats could spell bad news for Canada’s housing outlook