Fergal McAlinden

Fergal McAlinden

Canadian Mortgage Professional

Fergal McAlinden

Managing Editor, North America and UK Mortgage

10 years experience739,434 Total views on Canadian Mortgage Professional in 2025

Fergal's specialty topics

Housing and mortgage market analysis Mortgage and borrowing trends Central bank policy Lender and rate updates

Fergal McAlinden is managing editor at Canadian Mortgage Professional, Mortgage Professional America, and Mortgage Introducer, where he leads coverage of the Canadian, US, and UK mortgage and housing markets. With more than a decade of professional journalism experience, Fergal has reported on interest rate cycles, regulatory shifts, market trends, and housing affordability challenges across North America and the United Kingdom.

Since joining the company in 2021, he has interviewed hundreds of senior industry figures — including lenders, brokers, economists, and policymakers — and his work has been cited as a trusted source of insight across the mortgage sector. Prior to his current role, Fergal worked as a reporter for a B2B trade publication in Toronto. He is a graduate of the University of Oxford and holds a First-Class Honours degree in Journalism.

How I think about writing for this industry…

“In an unpredictable economy and interest rate environment, the most important thing to me about covering the housing and mortgage markets is keeping a close focus on what the main stakeholders need to know: What's in store for interest rates, how consumer sentiment is impacting the housing outlook, and what the main factors are that could impact the market looking ahead.”

Also published by

The Guardian · InvestmentNews · Insurance Business Canada · Mortgage Professional America · Mortgage Introducer

Featured content from Fergal

Forget rent-to-own condos – what’s really needed to improve housing affordability? What's next for Canada's housing market? ‘Its own little beast': why Toronto's condo market is still struggling

Previous experience

  • Key Media — News Editor, Canada
  • LogiMonde Media — Journalist

Education

  • BA Modern History & Politics, University of Oxford
  • MA Journalism, Dublin City University

Read the latest stories by Fergal

Another huge decision on housing is looming for the government in January

Policymakers face a big call at the beginning of 2027

Another huge decision on housing is looming for the government in January

Some Toronto condo types still selling despite years-long market fiasco

Microunits look doomed, but larger units of a certain type are attracting buyers

Some Toronto condo types still selling despite years-long market fiasco

Explained: Could the Fed’s rate hike impact Canada’s mortgage outlook?

What you need to know about the US central bank’s latest move and its potential effect on Canada’s mortgage market

Explained: Could the Fed’s rate hike impact Canada’s mortgage outlook?

Canada's homebuilding pace falls further behind 2025 levels

Starts are down 4% year-to-date as CMHC warns of continued weakness ahead

Canada's homebuilding pace falls further behind 2025 levels

Trade turmoil, bond market chaos, rising rates: Will the housing market take a hit?

Don’t expect a meltdown despite the continuing geopolitical turbulence and interest rate volatility

Trade turmoil, bond market chaos, rising rates: Will the housing market take a hit?

What this week’s bond market chaos could mean for Canadian mortgages

Fixed rates are soaring, with new doubts about the Bank of Canada’s next steps. What’s in store for the mortgage market?

What this week’s bond market chaos could mean for Canadian mortgages

AI opportunities front and centre at next week’s Women in Mortgage Summit

Executives to discuss the benefits – and risks – of artificial intelligence at popular industry event

AI opportunities front and centre at next week’s Women in Mortgage Summit

Could the trade war worsen mortgage strain in Canada?

Borrowers are coping with higher payments at renewal time, but the tariff wave could add job losses as a new potential risk

Could the trade war worsen mortgage strain in Canada?

Toronto’s condo market takes yet another plunge

Prices and sales slide again as the condo crisis continues

Toronto’s condo market takes yet another plunge

Prolonged trade war would dent Canadian housing recovery: BMO economist

Homebuyer confidence could take a hit if the tariff dispute isn’t resolved quickly

Prolonged trade war would dent Canadian housing recovery: BMO economist