Mortgage rates

The latest stories on mortgage rates in Canada.

See the news stories below to know what's going on, right now, with Candian mortgage rates. Our team interviews the people gathering the data in Canada's housing sector, and get the real answers you need to know. With reports on mortgage rate changes from the Bank of Canada as they happen.

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Mortgage industry, economist reaction pours in as BoC reveals latest decision

Here's how experts are viewing the housing and mortgage outlook after the central bank's last scheduled rate decision of 2025

October affordability gains stall in most Canadian markets after rate plateau

Home prices drove affordability improvements in 10 of 13 major cities last month

What sharply falling lumber prices could mean for Canada's housing market

Long viewed as a bellwether for the wider housing market, lumber prices have seen a big drop

Housing affordability is improving across most of Canada

Homebuyers are finally seeing relief in many major Canadian markets

Canadians urged to look beyond interest rates when choosing a mortgage

Here's what many homebuyers and owners are overlooking in their mortgage hunt

Brokers playing the long game on renewals as bank competition intensifies

A slow market has resulted in a hypercompetitive renewal environment

Home affordability worsens across most Canadian cities

Recovering home prices point to a grim outlook for many Canadian buyers

Mortgage borrowers betting on variable rates amid uncertain economic outlook

As signs point to more Bank of Canada rate cuts ahead, buyers are turning their back on fixed rates

Mortgage rate dip boosts affordability for Canadian homebuyers in March

What caused mortgage rates to fall last month—and how long will the slide last?

Canada housing market unlikely to surge despite plunging interest rates

Trump's tariffs are putting downward pressure on rates, but buyers still appear cautious amid economic gloom