Mortgage rates

The latest stories on mortgage rates in Canada.

See the news stories below to know what's going on, right now, with Candian mortgage rates. Our team interviews the people gathering the data in Canada's housing sector, and get the real answers you need to know. With reports on mortgage rate changes from the Bank of Canada as they happen.

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Housing affordability is improving across most of Canada

Homebuyers are finally seeing relief in many major Canadian markets

Canadians urged to look beyond interest rates when choosing a mortgage

Here's what many homebuyers and owners are overlooking in their mortgage hunt

Brokers playing the long game on renewals as bank competition intensifies

A slow market has resulted in a hypercompetitive renewal environment

Home affordability worsens across most Canadian cities

Recovering home prices point to a grim outlook for many Canadian buyers

Mortgage borrowers betting on variable rates amid uncertain economic outlook

As signs point to more Bank of Canada rate cuts ahead, buyers are turning their back on fixed rates

Mortgage rate dip boosts affordability for Canadian homebuyers in March

What caused mortgage rates to fall last month—and how long will the slide last?

Canada housing market unlikely to surge despite plunging interest rates

Trump's tariffs are putting downward pressure on rates, but buyers still appear cautious amid economic gloom

BMO: Canada housing market set to rebound, but challenges remain

Analysts share insights on the current trends, risks, and underlying opportunities

Improved affordability in Canada's housing market comes with caveats

Mortgage payments decline, but high prices keep homeownership out of reach for many

Is early refinancing worth it? Experts weigh in on mortgage break fees

Lower rates look good, but penalty fess could offset savings