Bluestone launches new commercial and construction loan products

Non-bank lender expands offerings for brokers and borrowers

Bluestone launches new commercial and construction loan products

Bluestone Home Loans has broadened its lending range with the introduction of two new products: commercial property investment loans and residential construction loans.

The move is aimed at providing brokers with additional options to support a wider variety of client needs.

Bluestone's new commercial property investment loans are intended for investors looking to purchase or refinance commercial real estate. The product features a streamlined assessment process and flexible structures, catering to both experienced and first-time commercial borrowers.

Brokers will have access to benefits such as no clawback, a choice of Prime and Near Prime Full Doc and Alt Doc options, offset sub-accounts (excluding SMSF loans), a wide selection of acceptable securities, and multiple income verification methods.

The residential construction loans are designed for clients building new homes or undertaking significant renovations. The product is structured to simplify approvals and accommodate complex income types.

Key features for brokers include finance for new single dwellings, duplexes, structural renovations or extensions, a single income verification form for Alt Doc applications, a dedicated team to manage progress payments, and no valuation fees for progress inspections.

Bluestone was recently named the Rate Money Non-Bank of the Year at the 2025 Australian Mortgage Awards, following another recognition in MPA’s Brokers on Non-banks survey.

“We’re continuing to evolve our product suite to meet the changing needs of brokers and their clients,” said Tony MacRae (pictured top), chief commercial officer at Bluestone. “These new solutions open the door for more Australians, who may not fit the traditional lending mould but have solid financial foundations and great opportunities ahead.”

Bluestone’s portfolio now covers residential, construction, commercial, and expat lending, offering brokers greater flexibility to assist clients in a range of scenarios. “Our aim is to make lending more accessible and transparent,” MacRae added. 

Product information and rates are now available to Bluestone’s accredited broker network through the Bluestone Broker Hub or via their business development manager.

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