With rate cuts boosting borrower confidence and competitive rates for the taking, refinancing demand is heating up
Broker numbers surging, although dead weight makes up 15% of market
One in five first-home buyers now relies on parents to get onto the property ladder
Slight uptick in arrears reflects borrower resilience
Rising house prices and stamp duty push buyers to seek family help
Four in 10 future first-time buyers plan to use a broker
