Rate reduction applies to full doc, lease doc and alt doc products
Non-bank lender ORDE Financial has adjusted pricing across its Commercial Prime lending range, citing shifting market conditions and changing income patterns among Australian small business owners.
The lender pointed to estimates that about 14% of Australia’s workforce are owner-managers, with a rising share of income earned through business structures rather than standard wages - a trend reflected in its Outlook Australia research conducted with Bernard Salt AM.
With uncertainty continuing, ORDE said some borrowers holding business premises loans and other commercial facilities were reviewing how their debts are arranged. The group said brokers were increasingly being asked to advise on consolidating facilities, improving cash flow, and planning for future expansion.
Under the update, ORDE’s Commercial Prime pricing special includes a 0.30% rate reduction across all loan-to-value ratios. The change applies to Commercial Prime Full Doc, Lease Doc and Alt Doc products, and is available for new applications submitted up to 30 June 2026.
The lender said the revised pricing was intended to cover a broad set of commercial lending needs while retaining its existing approach to income verification and lending structures.
“Brokers are right at the centre of these conversations, and our One Lending Team spends a lot of time listening to what they’re seeing on the ground,” said Lee Prior (pictured top), director of distribution at ORDE Financial.
“Commercial lending often comes down to resilience – helping businesses and commercial property investors make confident decisions, while supporting broker practices to protect and enhance their pipelines and partnerships,” said Prior, director of distribution at ORDE Financial. “This change reflects a practical response to what brokers are dealing with day to day,” Prior added.
Want to be regularly updated with mortgage news and features? Get exclusive interviews, breaking news, and industry events in your inbox – subscribe to our FREE daily newsletter. You can also follow us on Facebook, X (formerly Twitter), and LinkedIn.
