Every month, Canadian Mortgage Professional produces a series of articles on a theme affecting mortgage professionals across the country. All coverage through the month can be found here
Each month, CMP is producing a series of articles on a big theme impacting mortgage professionals and the market. In February, our writers are focusing on the ongoing mortgage renewal wave and how brokers and lenders are helping their clients navigate those challenges. All content can be found here.
February: Mortgage Renewal Wave
The good and bad news about mortgage strain amid the renewal wave
Here's what the latest data says about customers' ability to absorb higher payments
‘A slow grind’: Mortgage arrears far from crisis point despite renewal wave
Fears of a so-called ‘renewal cliff’ have receded even if some borrowers are seeing payment pain
Here's how homeowners are coping with mortgage renewals in a choppy economy
Rising delinquencies made renewal decisions far less forgiving
Mortgage ‘cliff’ fears ease as TD sees gentler hill for borrowers
TD Economics sees income gains and longer amortizations softening Canada’s renewal shock
Why the mortgage renewal wave hasn't spiralled into a crisis
Arrears are on the up, but the mortgage market has proven resilient. What's keeping a lid on delinquencies?
Mortgage renewal wave tests borrowers as arrears edge higher in key markets
CMHC research shows a split picture of strain and resilience
Why mortgage renewals in 2026 might not be the crisis once feared
A series of rate cuts by the BoC over the past 18 months have brightened the picture for many borrowers
Refinancing at renewal time presents unexpected challenges for scores of Canadian borrowers
Many homeowners counted on renewal to fix debt problems, only to find the door half‑closed
