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The table below shows the rates as of July 4, 2025 and may change at any time.
Bank of Queensland: Fixed Home Loan Rates
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 2 years Principal and Interest | 2 Years | 5.34% | 5.71% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 2 year fixed discount rate - max 80% LVR++ Principal and Interest | 2 Years | 4.99% | 5.64% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 2 year fixed discount rate - max 90% LVR++ Principal and Interest | 2 Years | 5.34% | 5.71% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 3 years Principal and Interest | 3 Years | 5.34% | 5.68% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 3 year fixed discount rate - max 80% LVR++ Principal and Interest | 3 Years | 4.99% | 5.59% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) -3 year fixed discount rate - max 90% LVR++ Principal and Interest | 3 Years | 5.24% | 5.66% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 4 years Principal and Interest | 4 Years | 5.64% | 5.77% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 4 year fixed discount rate - max 80% LVR++ Principal and Interest | 4 Years | 5.29% | 5.64% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 4 year fixed discount rate - max 90% LVR++ Principal and Interest | 4 Years | 5.54% | 5.73% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 5 years Principal and Interest | 5 Years | 5.64% | 5.77% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 5 year fixed discount rate - max 80% LVR++ Principal and Interest | 5 Years | 5.29% | 5.62% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 5 year fixed discount rate - max 90% LVR++ Principal and Interest | 5 Years | 5.54% | 5.72% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 2 years Interest only | 2 Years | 7.09% | 6.05% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 3 years Interest only | 3 Years | 7.59% | 6.32% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 4 years Interest only | 4 Years | 7.69% | 6.52% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Owner Occupier) - 5 years Interest only | 5 Years | 7.84% | 6.75% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 2 years Principal and Interest | 2 Years | 5.59% | 5.88% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 2 year fixed discount rate - max 80% LVR++ Principal and Interest | 2 Years | 5.24% | 5.81% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 2 year fixed discount rate - max 90% LVR++ Principal and Interest | 2 Years | 5.44% | 5.85% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 3 years Principal and Interest | 3 Years | 5.59% | 5.86% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 3 year fixed discount rate - max 80% LVR++ Principal and Interest | 3 Years | 5.24% | 5.76% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 3 year fixed discount rate - max 90% LVR++ Principal and Interest | 3 Years | 5.34% | 5.79% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 4 years Principal and Interest | 4 Years | 5.89% | 5.95% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 4 year fixed discount rate - max 80% LVR++ Principal and Interest | 4 Years | 5.54% | 5.83% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 4 year fixed discount rate - max LVR 90%++ Principal and Interest | 4 Years | 5.64% | 5.86% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 5 years Principal and Interest | 5 Years | 5.89% | 5.96% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 5 year fixed discount rate - max 80% LVR++ Principal and Interest | 5 Years | 5.54% | 5.81% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 5 year fixed discount rate - max LVR 90%++ Principal and Interest | 5 Years | 5.64% | 5.85% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 2 years Interest only | 2 Years | 5.69% | 5.90% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 2 year fixed discount rate - max 80% LVR++ Interest only | 2 Years | 5.34% | 5.83% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 2 year fixed discount rate - max 90% LVR++ Interest only | 2 Years | 5.54% | 5.87% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 3 years Interest only | 3 Years | 5.69% | 5.89% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 3 year fixed discount rate - max 80% LVR++ Interest only | 3 Years | 5.34% | 5.79% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 3 year fixed discount rate - max 90% LVR++ Interest only | 3 Years | 5.44% | 5.82% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 4 years Interest only | 4 Years | 5.99% | 5.99% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 4 year fixed discount rate - max LVR 80%++ Interest only | 4 Years | 5.64% | 5.86% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 4 year fixed discount rate - max LVR 90%++ Interest only | 4 Years | 5.74% | 5.90% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 5 years Interest only | 5 Years | 5.99% | 6.00% | $0.00 | |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 5 year fixed discount rate - max LVR 80%++ Interest only | 5 Years | 5.64% | 5.85% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - 5 year fixed discount rate - max LVR 90%++ Interest only | 5 Years | 5.74% | 5.89% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Fixed Rate Home Loan (Investor) - Interest Prepaid 1 Year Fixed Rate** Interest only | 1 Year | 7.80% | 6.01% | $0.00 |
Bank of Queensland fixed home loan rates FAQs
What is a fixed rate home loan?
Benefits of Bank of Queensland fixed home loan rates
Difference between Bank of Queensland fixed, variable, and split home loans
What happens when fixed rate ends in Bank of Queensland?
