Tougher credit checks ahead as lenders lift safeguards
Landlords eye exits, creating rare leverage for borrowers
Advisers navigate stronger demand and easing mortgage rates
More multi‑unit consents signal sharper urban intensification ahead
Short‑term bargains, pricier long fixes complicate refix choices
Households still borrowing as business failures quietly climb higher
Six‑month repricing surge to test adviser client strategies
Higher costs bite Kiwis but wealthier borrowers benefit
Cooler jobs, cooler inflation: RBNZ can wait on hikes
Inflation shock forces Kiwi borrowers to rethink fixing terms
