New report points to major change in the mortgage market
Buying a house wasn't part of the plan – until it suddenly was
The market once booming with pre-sales is now nearly silent
Small business lending from major banks has been dropping substantially – but advisers can fill the void
A growing number of New Zealanders are using retirement savings to cover daily expenses
Two advisers give their input on how innovative NZ banks are – and how regulation may be stifling progress
