Office address: 7/9 Alpers Avenue, Epsom, Newmarket, Auckland 1149
Website: www.mortgage-express.co.nz
Year established: 1997
Company type: financial services
Employees: 35+
Expertise: mortgage broking, home loan advice, property investment loans, first home buyer support, refinancing solutions, insurance broking, personal risk insurance, debt consolidation, financial planning, lender comparison
Parent company: Harcourts International
Key people: Sue Clydesdale, Pete Fenwick, Peter Tilley, Remy Cuttle, Belle Lewis, David Sexton and Sean Pang (mortgage advisors)
Financing status: corporate backed or acquired
Mortgage Express is an Auckland-based mortgage and insurance advisory group known for its strong adviser network and tailored financial solutions. The company supports financial advisers with tools and resources, offering access to over:
The group operates under a national brand, offering mortgage, finance and insurance options to clients across New Zealand.
Mortgage Express was established in 1997 as a joint venture between Harcourts and National Mutual. The company opened its doors to clients in 1999, aiming to make mortgage and financial advice more accessible across New Zealand. In 2006, Harcourts took full ownership, bringing Mortgage Express even closer to its real estate business and expanding its reach.
The years that followed brought several milestones for Mortgage Express. By 2012, the company had settled over $79 million in loans. Five years later, it assisted more than 5,000 clients in securing $2.3 billion worth of property. These figures reflect its expanding role in the mortgage and finance sector.
A turning point came in 2018 when Astute Financial, an Australian dealer group, acquired a 50% stake in Mortgage Express. This partnership allowed both companies to strengthen their services and adapt to changing industry regulations. It also expanded its adviser network, adding Chinese-speaking advisers to better serve New Zealand’s diverse communities.
Today, Mortgage Express New Zealand operates as a leading mortgage adviser network with a strong presence in regions like:
The company continues to provide tailored financial solutions by supporting clients at every stage of their property journey.
Mortgage Express NZ provides a broad selection of loan and finance options, supported by experienced advisers who help clients find the right fit. The company offers up-to-date choices for buyers, investors and those looking to refinance, with solutions tailored to individual goals:
Mortgage Express also assists with deposit options, KiwiSaver benefits and government support for first home buyers. Pre-approval services are available to help clients understand their financial position and move forward with confidence.
Mortgage Express states that its philosophy is to build lasting client relationships through quality service and support. Their values also include:
According to the firm, joining its adviser group offers both rewards and unique challenges. Advisers benefit from support, collaboration and resources designed to help them thrive:
Mortgage Express advisers use advanced tools to guide clients with clear, informed choices. Their approach reflects a focus on client needs and collaborative support.
Sue Clydesdale is a mortgage adviser at Mortgage Express and reached $1 billion in career settlements in 2024. She has over 15 years’ experience with the company, following a background in banking. Clydesdale is known for helping many satisfied clients throughout her career.
The following advisers bring a range of skills and experience to Mortgage Express:
The team’s expertise and dedication drive the company’s results and client satisfaction. These professionals provide guidance and support to clients throughout the property process.
Mortgage Express earned recognition at the 2023 New Zealand Mortgage Awards through adviser Belle Lewis’ Excellence Award. This shows the company’s commitment to developing skilled advisers for the industry. Such achievements point to a better future for the firm and its clients.
The company regularly publishes helpful resources for buyers and sellers, including a 2025 article on auction preparation. This guidance covers topics from market research to legal steps for a successful sale. By sharing practical knowledge, Mortgage Express supports clients and reinforces its position as a trusted adviser.
Relationships key to success, says broker
The award is from Harcourts Group and Mortgage Express/Astute
Find out who made the list of 64 finalists
Over 30 years of experience welcomed by team
The industry finds itself in an uncertain situation looking ahead, and getting back to normal will take some adjustment after the flush pandemic years – but mortgage specialists are up to the challenge
Promotion for long-serving manager
The global software company continues to expand in the Australian and NZ real estate market
Find out the winners and excellence awardees across five brokerage categories
The group's advisers discuss how being part of a FAP made their journeys easier
CEO talks to NZ Adviser about her mortgage and finance journey
