Office address: The Mezzanine Floor, 19-21 Como Street, Takapuna, Auckland 0622
Website: prospa.co.nz
Year established: 2019
Company type: financial services
Employees: 250+ (APAC)
Expertise: small business lending, unsecured business loans, digital banking solutions, fintech innovation, cash flow management, business growth funding, risk assessment, SME financial support
Parent company: Salkbridge Pty Ltd
Key people: Greg Moshal (CEO), Beau Bertoli (chief revenue officer), Adrienne Begbie (managing director), Margot Birbeck (executive GM), Elise Ward (chief people officer), Andrew Malak (chief product officer), James Pateman (CFO), Matt Kind (chief strategy and commercial officer)
Financing status: corporate-backed or acquired
Prospa NZ is a financial technology company based in Auckland. It provides fast, flexible loans and digital tools for small businesses. The firm is also known for its simple online application and quick approval process. The company focuses on customer service, technology and tailored funding solutions to help small businesses manage their finances and grow.
Prospa entered the New Zealand market in March 2019, aiming to offer new funding options for small businesses. Within weeks, it surpassed $10 million in loans, showing strong demand for flexible finance. The story of Prospa NZ actually began in Australia, where the company was founded in 2012.
Local banks, often owned by Australian parents, were not meeting the needs of New Zealand’s half a million small business owners. By joining the NZFSG panel, Prospa built a broad adviser network to help more clients access funding.
Prospa was started by business owners who knew the challenges of getting finance. They wanted to make lending easier and more focused on what small businesses actually needed. Early success in Australia set the stage for its move into New Zealand in 2019.
Prospa was listed on the ASX in 2019, marking a major milestone in its growth story. The company launched a major rebrand in 2023 to reflect its role as a financial partner for small businesses. In 2024, Prospa was acquired by Salkbridge and delisted from the ASX, starting a new chapter as a private company.
Since launching in New Zealand, Prospa NZ has delivered more than $4 billion in funding to local businesses. In 2025, the company has over 50,000 business funded.
Prospa NZ is recognised for its scale and influence in the business lending sector. The company sponsored the ‘Prospa Brokerage of the Year – 6+ Staff’ award at the 2025 New Zealand Mortgage Awards. This activity highlights its support for the industry and local brokerages.
Prospa NZ offers a range of business lending solutions designed to help small businesses access funds quickly and easily. The company provides flexible loan options to suit different needs, with a focus on fast approvals and simple applications. Key offerings include:
Business owners can borrow from $5,000 to $150,000 with a straightforward online application and no upfront security required. Terms are available for up to three years, and extra repayments can be made at any time.
Larger businesses can access between $150,000 and $500,000, with same-day approval possible for up to $250,000. Loan terms extend up to five years, and security may be required for amounts over $150,000 with the flexibility to make extra repayments.
Advisers and brokers can offer Prospa NZ’s finance options to SME clients, earning commissions and receiving local support and training. A dedicated portal provides access to resources and tools for managing client needs.
Prospa NZ’s offerings are designed for speed and convenience, with minimal paperwork and no upfront property security needed for loans up to $150,000. Its services include features like Bill Pay, Sync to Xero and the Prospa App.
Prospa NZ’s states that it aims to create a workplace where people can thrive and move forward together. According to Prospa NZ, these values guide their approach:
Prospa NZ’s work environment seeks to balance flexibility with in-person collaboration. The company empowers staff to define success for themselves and offers a range of tailored benefits:
Prospa NZ’s values guide daily work, hiring and interactions with clients and partners. These principles shape both the company’s environment and the benefits offered to staff.
Greg Moshal is the CEO and co-founder of Prospa NZ and also serves as a director at Snowball Investments. Before these roles, he was a director at Hollywood Fashion Tape Asia Pacific. Moshal holds a bachelor of commerce in accounting from Monash University.
The leadership team at Prospa NZ includes:
The executive team steers Prospa NZ with a focus on values and mission. Their leadership helps drive the company’s goal to support small business potential.
The company offered bonus commissions to partners during the 2025 EOFY to encourage more small business funding. This helped advisers support clients with quick finance and strengthened Prospa NZ’s network for future growth. The initiative also expanded its service reach in the New Zealand SME market.
Prospa NZ shared data showing rising demand for small business loans across New Zealand in 2025. The company’s insights helped advisers find new SME clients and understand industry needs. This activity encouraged more awareness of alternative lending options for the future.
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