New Zealand mortgage advisers in the Link Financial Group (LFG) network are set to gain access to a five‑minute digital home loan application, after the aggregator signed a commercial partnership with Australian fintech LoanOptions.ai.
Under the deal, LFG will deploy LoanOptions.ai’s HAILO platform as a white‑label, subscription service across its adviser network.
The ISO27001‑certified system uses the fintech’s proprietary Auto‑complete Contextual Engine to capture key client data and supporting documents in minutes, including ID verification, income evidence, bank statements, property data, and valuations via Valocity.
The information is then packaged for the adviser, with the provider claiming manual onboarding can be reduced by up to 80% and that the process does not impact a customer’s credit score.
LFG is HAILO’s first aggregator partner in the New Zealand market, positioning the group at the front of the local AI adoption curve in mortgage distribution.
LFG: investing in “smart, powerful technology”
Kip Hanna (pictured left), CEO at NZHL Group, which LFG is part of, said the partnership reflects a deliberate push to arm advisers with modern tools.
“At LFG, we’re committed to equipping advisers with effective solutions and strong support so their businesses can succeed in New Zealand’s fast changing financial landscape,” Hanna said.
He added that “investing in smart, powerful technology, is essential to helping advisers stay ahead and deliver great outcomes for their clients.”
LFG plans to integrate HAILO into its existing Advice Link platform, giving advisers a branded digital front end that can sit across multiple lenders and mortgage products. The goal is to cut down data re‑keying, streamline compliance checks, and improve visibility over applications as they move from fact‑find to approval.
LoanOptions.ai: eliminating “drudgery, opacity, and inefficiency”
Julian Fayad (pictured center, right of Luke Roberts, national growth manager at LFG), founder and CEO of LoanOptions.ai, which now operates across Auckland, Sydney, and Perth, said LFG was “one of the most forward-thinking aggregators who invest in their brokers’ access to important technology.”
Fayad described the partnership as a natural extension of an existing asset finance relationship and argued it will “empower hundreds of advisers with AI systems that eliminate the drudgery, opacity, and inefficiency from the loan process, driving a huge step forward for the industry as a whole."
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