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The data below are current as of July 4, 2025, which can change at any time.
Bank of Queensland: Variable Home Loan Rates
| COMPANY | TYPE | TERM | INITIAL RATE | THE OVERALL COST FOR COMPARISON IS | PRODUCT FEE | LOAN TO VALUE (LTV) |
|---|---|---|---|---|---|---|
| BANK OF QUEENSLAND | Economy Variable Home Loan - Owner Occupier - max 70% LVR + Principal and Interest | N/A | 5.63% | 5.78% | $300.00 | Max 70% |
| BANK OF QUEENSLAND | Economy Variable Home Loan - Owner Occupier - max 80% LVR ++ Principal and Interest | N/A | 5.63% | 5.78% | $300.00 | Max 80% |
| BANK OF QUEENSLAND | Economy Variable Home Loan - Owner Occupier - max 90% LVR +++ Principal and Interest | N/A | 5.84% | 5.99% | $300.00 | Max 90% |
| BANK OF QUEENSLAND | Economy Variable Home Loan - Owner Occupier - max 70% LVR + Interest only | N/A | 7.55% | 6.63% | $300.00 | Max 70% |
| BANK OF QUEENSLAND | Economy Variable Home Loan - Owner Occupier - max 80% LVR ++ Interest only | N/A | 7.55% | 6.63% | $300.00 | Max 80% |
| BANK OF QUEENSLAND | Economy Variable Home Loan - Owner Occupier - max 90% LVR +++ Interest only | N/A | 7.55% | 6.63% | $300.00 | Max 90% |
| BANK OF QUEENSLAND | Economy Variable Home Loan - Investor - max 70% LVR + Principal and Interest | N/A | 5.74% | 5.89% | $300.00 | Max 70% |
| BANK OF QUEENSLAND | Economy Variable Home Loan - Investor - max 80% LVR ++ Principal and Interest | N/A | 5.74% | 5.89% | $300.00 | Max 80% |
| BANK OF QUEENSLAND | Economy Variable Home Loan - Investor - max 90% LVR +++ Principal and Interest | N/A | 6.04% | 6.19% | $300.00 | Max 90% |
| BANK OF QUEENSLAND | Economy Variable Home Loan - Investor - max 70% LVR + Interest only | N/A | 5.89% | 5.95% | $300.00 | Max 70% |
| BANK OF QUEENSLAND | Economy Variable Home Loan - Investor - max 80% LVR ++ Interest only | N/A | 5.89% | 5.95% | $300.00 | Max 80% |
| BANK OF QUEENSLAND | Economy Variable Home Loan - Investor - max 90% LVR +++ Interest only | N/A | 6.24% | 6.10% | $300.00 | Max 90% |
| BANK OF QUEENSLAND | Clear Path Variable Home Loan - Owner occupier - max 80% LVR # Principal and Interest | N/A | 5.64% | 5.77% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Clear Path Variable Home Loan - Owner occupier - max 90% LVR ## Principal and Interest | N/A | 5.59% | 6.02% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Clear Path Variable Home Loan - Owner occupier - max 95% LVR ### Principal and Interest | N/A | 7.24% | 7.36% | $0.00 | Max 95% |
| BANK OF QUEENSLAND | Clear Path Variable Home Loan - Owner occupier - max 80% LVR # Interest only | N/A | 7.14% | 6.43% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Clear Path Variable Home Loan - Owner occupier - max 90% LVR ## Interest only | N/A | 7.39% | 6.54% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Clear Path Variable Home Loan - Investor - max 80% LVR # Principal and Interest | N/A | 5.79% | 5.92% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Clear Path Variable Home Loan - Investor - max 90% LVR ## Principal and Interest | N/A | 6.09% | 6.21% | $0.00 | Max 90% |
| BANK OF QUEENSLAND | Clear Path Variable Home Loan - Investor - max 95% LVR ### Principal and Interest | N/A | 7.34% | 7.46% | $0.00 | Max 95% |
| BANK OF QUEENSLAND | Clear Path Variable Home Loan - Investor - max 80% LVR # Interest only | N/A | 5.89% | 5.96% | $0.00 | Max 80% |
| BANK OF QUEENSLAND | Clear Path Variable Home Loan - Investor - max 90% LVR ## Interest only | N/A | 6.29% | 6.13% | $0.00 | Max 90% |
Bank of Queensland fixed mortgage rates FAQs
What is a Fixed Rate Lock?
How to apply for an Bank of Queensland home loan
What are the benefits of Bank of Queensland fixed mortgage rates?
Is it worth breaking a fixed rate mortgage?
