Latest APRA data shows consistent growth for Australia’s fifth-largest bank
Australia’s largest banks saw modest but broadly positive growth in home lending between October and November 2025.
Per the latest data published by the Australian Prudential Regulation Authority (APRA), Commonwealth Bank recorded the largest dollar increase, with its combined owner-occupied and investor housing book rising by about $4.6 billion (+0.76%) to $611.5 billion.
Westpac followed, adding roughly $3.7 billion (+0.75%) to reach $498.5 billion, while Macquarie continued its faster expansion, lifting balances by $3.6 billion (+2.32%) to $160.8 billion.
NAB’s housing portfolio grew by around $1.5 billion (+0.45%) to $341.7 billion, and ANZ was broadly flat, up just $0.2 billion (+0.06%) to $321.5 billion.
On an annual basis, Macquarie stood out with a near 24% jump, adding about $31 billion over the year.
Macquarie has been steadily growing its share of the Australia mortgage market in recent years thanks to its broker-first approach to lending and sizable investments in digital banking and loan-processing technologies.
For the fourth year running, Macquarie earned first place in MPA’s 2025 Brokers on Banks survey, having clinched the top spot in turnaround times. product range, online platform and services, and brand trust.
Commonwealth Bank increased its book by $37.4 billion (+6.5%) on a year-on-year basis, NAB by $17.7 billion (+5.5%), and Westpac by $18.9 billion (+3.9%). ANZ’s portfolio grew by $14.3 billion, a 4.7% rise year-on-year.
ING Bank, which superseded Bendigo and Adelaide Bank as Australia’s sixth largest mortgage lender in 2025, grew well above system with a 1.24% monthly gain and a 13.26% yearly gain.
As of 30 November 2025, ING had a combined home lending book of over $70.6 billion. The Netherlands-based multinational had a solid year all round, having supercharged its commercial lending and self-employed lending offerings with a number of key hires and policy changes.
