One of 2025's Top Brokerages is rethinking the broker’s role in long-term financial planning
This article is sponsored by Original Wealth
When Cheney Chen (pictured, front centre) founded Original Wealth, he wasn’t looking to build a traditional brokerage. He set out to reframe the role of a mortgage broker entirely.
“I don’t see myself as a middleman between clients and banks,” Cheney says. “I’m a long-term financial partner. Lending is just the entry point. What truly matters is how we help clients build financial resilience and strategy around their bigger goals.”
That approach has shaped Original Wealth into a methodology that operates as a structured, future-facing service model that redefines broking in the current market. For example, the brokerage maps each loan against a long-term plan that assists clients with tailored financial strategies to meet their personal and investment goals.
Industry recognition and proven results
MPA recognized Original Wealth as one of its Top Brokerages for 2025, a testament to the team’s success in turning its philosophy into tangible value for clients.
Cheney has spent over a decade in the industry, consistently settling over $100 million in yearly mortgage lending. He’s an ASIC-licensed credit licensee and a member of the Mortgage & Finance Association of Australia (MFAA), but his vision reaches far beyond the usual credentials.
Original Wealth has successfully obtained its Australian Credit Licence (ACL), demonstrating its commitment to meeting the regulatory standards set by the Australian Securities and Investments Commission (ASIC).
This milestone allows the company to offer credit services and products independently, strengthening its service offering and reinforcing client trust.
“Strategy is the product,” he explains. “Original Wealth is the brand, but I’m really building a mindset: a method that helps people borrow better, grow smarter, and decide more confidently.”
From loan execution to financial architecture
Original Wealth applies a project management approach to mortgages; there’s always a blueprint and a plan, and every element supports long-term financial outcomes.
“We manage loans like a project manager runs a build,” Cheney says. “Each piece serves a purpose beyond just the present moment.”
That level of intentionality proves especially valuable for self-employed clients, first-home buyers, and multi-loan investors. These clients often face more complex scenarios, where a misstep in structure can lead to long-term limitations.
Original Wealth addresses those gaps with practical solutions. With the help of operations manager Luke Cecchetto, who has over four decades of lending and compliance experience, the firm offers a robust foundation for both advisory and execution.
Service excellence and client trust
The team adheres to a 99% service level compliance rate and responds to client requests in under two hours on average, with most matters resolved within 24 hours.
That operational focus supports its client promise regarding clarity, responsiveness, and follow-through. The firm holds a customer satisfaction score of 5 out of 5 and a Net Promoter Score of +50, achievements that reflect loyalty and trust.
Strategic lending as a wealth-building tool
Its impact lies in how clients experience advice. Original Wealth views each loan as one step in a long sequence. The team helps clients anticipate refinancing windows, manage liquidity, and consider tax implications before they become obstacles.
Cheney sees this level of service as the future of mortgage broking. In his view, brokers can shift from transactional work to high-trust advisory roles that influence how clients build wealth, reduce risk, and plan their financial lives.
Rethinking the value that mortgage brokers bring borrowers is at the top of Cheney’s mind. His unique insights demonstrate how strategy, trust, and long-term thinking can entrench brokers as financial partners who help clients build structure, confidence, and clarity around their goals.
Elevating the value of mortgage broking
Original Wealth is redefining the role of mortgage brokers in Australia. With a clear focus on long-term strategy, operational excellence, and customer-centric service, Cheney and his team are helping clients do more than get loans; they’re empowering them to build sustainable financial futures.
“This isn’t just about getting a loan approved. It’s about shaping outcomes that last well beyond the settlement date,” he remarks.
For more information on Original Wealth, visit https://originalwealth.com.au/ and LinkedIn at www.linkedin.com/company/original-wealth.
