Borrowers rush to fix rates for longer terms
Affordability pressures linger despite firmer prices and rising activity
Flat prices, high stock leave homebuyers firmly in control
Flat values, rising FOMO: buyers still hold the cards
More rentals, fewer tenants: landlords face tougher leasing conditions
Investor confidence slips even while renters gain more choice
Southern resilience supporting early housing recovery
High-density plan reshapes suburbs, boosting development and lending
First-home buyers drive early signs of market recovery
The sub-4% rate is described as "excellent", and advisers say other banks may respond with their own cuts
