Fergal McAlinden

Fergal McAlinden is managing editor at Mortgage Professional America and Canadian Mortgage Professional, where he reports on the US and Canadian mortgage and housing markets. Fergal joined the company in 2021, and previously worked as a reporter for a B2B industry publication in Toronto and in various freelance roles. He holds a First-Class Honours degree in Journalism.

Why a flurry of rate cuts is a real possibility under Trump's new Fed chair

Central bank rate decisionmakers often tend to follow their leader on policy, mortgage lawyer suggests

Don’t expect huge rate cuts even under a new Fed chair

Slashing rates could prove easier said than done for Powell’s successor

‘We don’t need rates to fall out of the sky’: Brokers optimistic despite Fed pause

Mortgage professionals hoping for rate stability rather than huge drops in 2026

Trump sues Dimon and JPMorgan Chase for billions over alleged 2021 debanking

President says bank’s ‘woke’ beliefs and political and social motivations led it to shut accounts after the Capitol riot

Outside investors are continuing to view this US state as a solid bet for 2026

CEO on the factors attracting investors and first-time buyers alike

‘I have concerns’: Could allowing 401(k) use for a downpayment unlock housing affordability?

Proposal marks the latest effort to improve Americans’ chances of buying a home – but would it work?

A new Fed chair frontrunner is emerging after Trump’s latest comments

Chances of a former Fed governor taking the top seat appear to be surging

Mortgage rates plunge to a three-year low

US borrowers get more relief as rates dive again

Monthly Spotlight: Mortgage Affordability

Every month, Mortgage Professional America produces a series of articles on a theme affecting mortgage professionals across the US. All coverage through the month can be found here