Niemiec doesn't see a bigger refi market next year, but expects housing to stay a policy focus
Cotality's Selma Hepp says sellers are flexible and discounts are up, but not every buyer can act
Industry veteran says brokers who target investors are doing well regardless of rates
The new appraisal format is mandatory for Fannie Mae and Freddie Mac loans starting November 2
Ashlin Endter of 4MG Mortgage on equity access for investors, without income or a new first loan
One AI researcher-turned-mortgage CEO says loan officers are leaving a lot on the table
