Nearly 40% of homeowners don't understand their mortgage options
The challenge isn't just how to compete. It's how to stand out when standing out seems almost impossible
States are filling the CFPB enforcement gap, creating fresh compliance challenges for brokers
Despite rates in the mid-6s, refi opportunities are still out there for brokers
Recent subprime mortgages are deteriorating faster than pre-pandemic loans
Brokers have to balance powerful AI with the human touch customers still want
Beyond California, payments have skyrocketed in two markets brokers won’t see coming
As big lenders swallow up customers and competition, local relationships and smarter outreach will separate winning brokers from the rest
Powell waiting for investigation "to be well and truly over" before leaving the board
Reaction from Fed chair Jerome Powell and from across the mortgage industry
