C2 Financial

Office address: 12230 El Camino Real, Suite 100 San Diego, CA 92130
Website: www.c2financial.com
Year established: 2009
Company type: financial services
Employees: 600+
Expertise: conventional mortgages, FHA loans, VA loans, jumbo loans, construction loans, multi-family loans, commercial real estate
Parent company: N/A
CEO and key people: David Temko (CEO), Brian Kent (COO), Perri Garner (head of marketing), Brandon Landow (division manager, C2 Commercial), Scott Harmes (CRMP national manager, C2 Reverse), Renee Paluck (division manager, Cal State Realty), Maile Villanueva (accounting)
Financing status: N/A

C2 Financial is a mortgage broker that provides tools for loan originators and lending solutions for various clients. The company has assisted over 84,434 families, and in 2021 alone, the company closed approximately 26,000 loans. It has gained a network of over 1,000 loan originators and has secured loans amounting to $5.5 billion.

History of C2 Financial

C2 Financial was established in 2009 by veterans in the mortgage industry with over 70 years of accumulated years of experience. Headquartered in San Diego, CA, the company has been given a license to operate in 48 states and has over 600 employees. With more than 15 years of expertise, C2 Financial has collected more than 100 wholesale lenders that their loan originators can access.

Products and Services of C2 Financial

C2 Financial has developed an array of products and services designed to meet their customers' needs. Key offerings include:

• residential mortgages: offering competitive pricing and a wide range of mortgage options to meet diverse homeowner needs, such as conventional loans, FHA, VA, and more
• commercial loans: tailored solutions that combine business and personal finance needs for commercial property investments, including NNN retail, multifamily, and more
• reverse mortgages: specialized financial plans for seniors, ensuring a secure future by leveraging home equity, such as HECM loan and jumbo loans
• real estate services: integrated services that span from financing to property purchase, streamlining the real estate journey

Culture at C2 Financial

C2 Financial has a collaborative and supportive work culture that encourages inclusivity and diversity. They equip their workers with the latest technology and their own C2 website tools. The company promotes the welfare of its staff through standard and unique sets of employee benefits:

• comprehensive health care
• competitive compensation packages
• rapid payment processing within 24 to 48 hours for complete submissions
• competitive commission structures
• a broad network of over 100 lenders, including those with preferred rates
• comprehensive list of third-party processors
• additional benefits and services

About C2 Financial CEO David Temko and Key People

David Temko has served as the CEO for the company since 2018. Before this, Temko was the SVP for Voit Real Estate Services, the CLO for Wells Fargo Commercial, and a broker for Marcus & Millichap. He has earned a Bachelor of Science degree from California State University.

Supporting Temko is a team of dedicated professionals and leaders:

• Brian Kent serves as the COO of C2 Financial, where he oversees operational strategies and execution to enhance company efficiency
• Perri Garner, the head of marketing, drives the company’s marketing strategies and promotes brand growth
• Brandon Landow, division manager for C2 Commercial, manages commercial lending operations, ensuring client satisfaction and financial success
• Scott Harmes, CRMP national manager at C2 Reverse, leads the reverse mortgage division with a focus on ethical financial solutions for seniors
• Renee Paluck, division manager of Cal State Realty, directs the real estate operations, integrating financing and property services
• Maile Villanueva, responsible for accounting at C2 Financial, controls financial reporting and accounting, maintaining the company's financial health

The Future at C2 Financial

C2 Financial has recently collaborated with Calque to launch the "C2 Buy Before You Sell” program across the country, which represents a significant strategic move. This initiative allows homeowners to purchase new properties before selling their current ones, offering them flexibility and financial leverage. This not only enhances C2 Financial’s product offerings, but also positions the company to capitalize on market demands for more versatile real estate solutions.