Every month, Mortgage Professional America produces a series of articles on a theme affecting mortgage professionals across the US. All coverage through the month can be found here
Every month, MPA is producing a series of articles on a big theme impacting mortgage professionals and the market. In January, our writers are focusing on affordability: how it's evolving as a challenge for homebuyers and owners, and the strategies mortgage brokers and lenders are using to help them navigate the market. All content can be found here.
January: Mortgage Affordability
Mortgage executive: Supply side must be fixed to solve housing and rental affordability crisis
To fix affordability, 'we need more supply'
Affordability in retirement: Why reverse mortgages are critical for brokers helping seniors
Older homeowners are also feeling the affordability squeeze
Before Trump unveils affordability plan, economist warns not to forget existing homeowners
How brokers can help past customers with affordability challenges
‘I have concerns’: Could allowing 401(k) use for a downpayment unlock housing affordability?
Proposal marks the latest effort to improve Americans’ chances of buying a home – but would it work?
Broker: Buyers are finally coming to terms with today’s housing affordability challenges
First-time buyers must keep expectations realistic
Executive reveals why mortgage brokers are critical to first-time homebuyer success
Brokers have the tools to combat affordability challenges
Broker says soaring construction and insurance costs are crushing housing affordability
Rising build and insurance expenses are quietly killing your deals
Ackman: Prepayment penalties on Fannie, Freddie mortgages could bring rates lower
Billionaire proposes trading refi flexibility for lower rates
Midwest cities emerge as rare havens for 2026 first-time buyers
New analysis spotlights mid-sized heartland markets as coastal affordability crisis deepens
Trump promises ban of single-family homes by ‘large institutional investors’
Plan likely part of the president's home affordability focus
NAMB president: LLPA reforms key to easing mortgage affordability pressures
White lists other reforms that NAMB will target in 2026
Broker: Those against 50-year mortgage ‘don’t understand how to do math’
Despite pushback, broker confident 50-year mortgages are ‘100% coming’
