How today’s two-tier mortgage market is distorting borrower behaviour – and what advisers must do about it
A £2m council tax surcharge could choke buyer mobility, stall transactions and distort property values at scale
Rising overseas migration and evolving employment patterns are driving a surge in expat mortgage enquiries, prompting lenders to expand and refine their offerings
Landlord licensing confusion is rising as Liverpool and neighbouring councils tighten selective and HMO rules
Faster deals, tighter deadlines and valuation clarity are making auctions a key driver of bridging demand
New build, buy-to-let and remortgage markets require different processes – yet many firms still treat them alike
South-based investors are slowing their purchases, shifting to limited companies, and favouring energy-efficient homes
Portfolio shifts and specialist demand are pushing brokers to embrace bridging and commercial finance
The visibility gap, creating real outcomes, and why 4% representation must become a baseline
Mortgage brokers are watching the property ladder collapse from the bottom – council housing could be the fix
