Pricing is driven by expectations and sentiment, creating a growing disconnect between base rate decisions and real-time mortgage rates
Mortgage brokers say rates are already shifting as swap volatility returns, with lender repricing continuing despite base rate stability
Brokers say product withdrawals and repricing are accelerating, forcing quicker decisions from both advisers and clients
Brokers warn many returning borrowers could be pushed towards specialist lenders after years outside the UK financial system
It’s easy to be impressed by £50 million in assets, says CEO, but you still need to push and ask the right questions
Iran conflict will ‘knock borrower confidence’ as brokers face up to new rates reality
Loved by clients, ignored by lenders, forgotten by brokers. Offset mortgages are fading fast
Brokers say commercial elements can affect valuations and lender appetite in historic city-centre buildings
Scenes shot in local villages bring fresh, star-studded spotlight to the area and could amplify interest in an already supply-constrained rural market
Emotional ties, housing economics, and better lending products are keeping later-life borrowers in place