Glossary

affordability assessment
anti-money laundering
Bank of England base rate
bankruptcy
booking fee
bridge-to-let
bridging loan
broker fees
buy to let mortgage
capital raising
CCJ
CeMAP qualification
closing costs
commercial mortgages
Consumer Duty
continuing professional development
credit score
debt consolidation
defaults
development finance
discount mortgage
down payment
early repayment charge
Energy Performance Certificate
equity release
first-time buyer
higher lending charge
HMO
holiday let mortgage
home equity
House Price Index
house prices
housing market
inflation
interest only mortgage
later life lending
lifetime mortgage
loan-to-value ratio
mortgage advice
mortgage arrears
mortgage calculator
mortgage offer
mortgage prisoners
mortgage technology
negative equity
overpayments
property investment
rate reductions
reduced rates
regulated bridging
repossession
retirement interest-only mortgage
reverse mortgage
second charge mortgage
self-build mortgage
Stamp Duty Land Tax
standard variable rate
swap rates
unregulated bridging
valuation fee

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