Most brokers report quicker processing, yet non-standard borrowers remain exposed to key bottlenecks
Complex incomes and tighter criteria are pushing advisers towards niche expertise
But many struggle to access mortgages under standard lending criteria
Equity loans and shared ownership draw rising interest online, new study reveals
Social media-fuelled interest is bringing under-30s into the sector early, but lending rules and stress tests often demand tailored guidance
Brokers warn many returning borrowers could be pushed towards specialist lenders after years outside the UK financial system
