Pricing is driven by expectations and sentiment, creating a growing disconnect between base rate decisions and real-time mortgage rates
Market uncertainty drives faster product turnover than after the 2022 mini-Budget
Mortgage-backed homeownership is highest in the South East
Brokers brace for prolonged high rates as hopes of Bank of England cutting in 2026 fade
Brokers report rising enquiries and renewed first-time buyer activity, but few clients are in a hurry ahead of a potential rate cut
New data points to softer sentiment but stronger process efficiency at the end of 2025
