Slowdown in activity seen as temporary amid rate cut hopes
Falling rates and rising wages set to cut average payments towards 40% of income
Industry body projects improved affordability will push more borrowers to switch lenders
New FCA data shows directly authorised firms are shrinking while networks quietly tighten their grip on the mortgage advice market
Every month, Mortgage Introducer produces a series of articles on a theme affecting mortgage professionals across the UK. All coverage through the month can be found here
But year-end data indicates a steadier outlook for 2026
