Pricing is driven by expectations and sentiment, creating a growing disconnect between base rate decisions and real-time mortgage rates
Enforcement inquiry follows insolvency and freezing order against MFS founder
Average two- and five-year fixed rates surge as swaps reach highest levels since early 2025
Lender reprices multiple LTV bands across residential and BTL, including energy-efficient home products
Mortgage brokers say rates are already shifting as swap volatility returns, with lender repricing continuing despite base rate stability
Repricing continues despite today’s Bank of England base rate hold