Gen H

Read all of the latest Gen H news below!

'A clearer direction of travel' as rate hold begins to unlock borrower activity

Hesitation eases as brokers report stronger pipelines and early signs of more competitive pricing

RECAP: BoE's latest rate decision, as it happened

Central bank poised to deliver latest rate announcement as economic storm clouds gather

UK mortgage rates and product changes (Week ending 9 April 2026)

Your round-up of mortgage rate changes and product updates over the past week

Barclays, NatWest lead latest mortgage rate hikes

More lenders move prices higher as markets respond to renewed volatility in swap rates

When the bank leaves town, brokers step into the advice gap

With thousands of bank branches gone, intermediaries are becoming the default source of local mortgage advice

Innovation, constraints and Consumer Duty: what 2026 will really change in mortgage product design

Brokers who master criteria, vulnerability and the value of advice will be the ones who win in 2026

Designing around real lives: how Gen H is rethinking mortgage innovation

Can regulation be a catalyst rather than a brake on mortgage innovation? Gen H’s Peter Dockar thinks so

Breaking barriers: How brokers can turn innovation into access

New propositions like income boosters and part-and-part loans can expand buyer eligibility - if brokers lead the charge

Short fix boom raises the risk of a 2027 refinancing squeeze

Borrowers' shift into two-year fixes is prompting concern that the market may face a concentrated refinancing peak in 2027

Mortgage approvals slip but intent holds firm, say brokers

A Budget-driven slowdown in October has given way to more decisive buyers and a renewed focus on affordability