Skipton International

Updated: 5 June 2026

Office address: PO Box 509, Tudor House, Le Bordage, St Peter Port, Guernsey, GY1 6DS 
Website: www.skiptoninternational.com  
Year established: 2009 
Company type: financial services 
Employees: 100+ 
Expertise: offshore savings accounts, expat mortgages, UK BTL mortgages for overseas residents, Guernsey mortgages, Jersey mortgages, fixed rate mortgages, interest-only mortgages, repayment mortgages 
Parent company: Skipton Building Society 
Key people: Susan Fouquier (CEO), Pete Turner (COO), Jennifer Mennim (CRO), Charlotte Dunsterville (CCO)
Financing status: N/A 

Skipton International is a Channel Islands bank headquartered in Guernsey, with offices in both Guernsey and Jersey. The bank supports Channel Island residents with residential and Buy-To-Let mortgages, and provides UK Buy-To-Let mortgages for UK expats and non-UK citizens resident overseas. It also offers offshore savings accounts in sterling and US dollars. 

Skipton International serves customers in over 100 countries, providing specialist lending to expats and overseas residents investing in UK property. The bank is supervised by the Guernsey Financial Services Commission. 

History of Skipton International 

Skipton International was formed in 2009 through the merger of Skipton Guernsey and Scarborough Channel Islands. Since then, the bank has developed into a specialist provider of offshore savings and mortgage solutions for customers in the Channel Islands and overseas. 

The business offers residential mortgage products for customers in Guernsey and Jersey. Its local mortgage offerings includes a range of fixed rate, tracker, 100% mortgage and Buy-To-Let products, supported by local underwriting and dedicated mortgage teams. 

Skipton International also developed a UK Buy-To-Let mortgage product for overseas residents investing in UK property. The bank supports applications from UK expats and non-UK citizens resident overseas for Buy-To-Let properties in England, mainland Scotland and Wales. 

Alongside its mortgage business, Skipton International has continued to grow its offshore savings proposition. It offers sterling and US dollar savings accounts including easy access, notice and fixed term products. 

Products and services of Skipton International 

Skipton International provides mortgage and savings products for customers in the Channel Islands, UK expats and international clients. Its core offerings include: 

• UK Buy-To-Let mortgages: mortgage products for UK expats and non-UK citizens resident overseas who are investing in Buy-To-Let property in England, mainland Scotland and Wales 
• Guernsey mortgages: residential mortgage products for Guernsey residents, including fixed rate, tracker, 100% mortgage and Buy-To-Let options. Lending decisions are made in Guernsey by local underwriters 
• Jersey mortgages: residential mortgage products for Jersey residents, including fixed rate, tracker, 100% mortgage and Buy-To-Let options, supported by local underwriters and a mortgage centre in St Helier 
• specialist support for overseas borrowers: Skipton International supports UK expats and overseas residents looking to secure finance for UK Buy-To-Let property. For UK Buy-To-Let applications, customers are put in direct contact with the underwriter responsible for reviewing the case 
• personal mortgage service: mortgage customers are assigned a single point of contact for the duration of their application 
• offshore savings accounts: sterling and US dollar savings accounts, including easy access, notice and fixed term products 

Culture at Skipton International 

Skipton International’s culture is centred on three core values – trust, ownership and one team – as set out in their 2024 results report. This translates to a focus on personal service, clear communication and practical support for customers, intermediaries and colleagues. The company also supports community initiatives in the Channel Islands, including the Skipton Community Fund, which helps local charitable and community groups. 

Skipton International has been recognised as one of the best mortgage companies to work for in the UK. It earned a bronze award in the Culture category of Mortgage Introducer's Top Mortgage Employers 2025. 

About Skipton International CEO Susan Fouquier and key people 

Susan Fouquier became CEO of Skipton International in September 2025. She previously held senior roles at Royal Bank of Scotland International and NatWest, including Managing Director of Institutional Banking and Head of Guernsey. 

The senior leadership team includes: 

• Pete Turner, COO: oversees operational delivery across the business 
• Jennifer Mennim, CRO: leads the bank’s risk function 
• Charlotte Dunsterville, CCO: leads the bank’s commercial function 

The future at Skipton International 

Skipton International continues to focus on specialist markets where it has established expertise, including Channel Island residential mortgages, UK Buy-To-Let mortgages for overseas residents and offshore savings accounts. 

For intermediaries, the bank’s proposition is centred on specialist lending knowledge, clear communication, and support for overseas customer cases. Its continued focus is on supporting customers and intermediaries with straightforward service and responsible lending.