Office address: PO Box 509, Tudor House, Le Bordage, St Peter Port, Guernsey, GY1 6DS
Website: www.skiptoninternational.com
Year established: 2009
Company type: financial services
Employees: 100+
Expertise: offshore savings accounts, expat mortgages, UK BTL mortgages for foreign nationals, fixed rate mortgages, interest-only mortgages, repayment mortgages
Parent company: N/A
Key people: Susan Fouquier (CEO), Jonathan Dell (CFO), Pete Turner (COO), Jennifer Mennim (CRO), Charlotte Dunsterville (CCO)
Financing status: N/A
Skipton International is a financial company headquartered in St. Peter Port, specialising in offshore banking and mortgage solutions. The company primarily serves customers in the Channel Islands and offers mortgage solutions tailored for global expats and non-UK residents investing in UK property.
Skipton International was formed in 2009 by merging Skipton Guernsey and Scarborough Channel Islands. They began sponsoring the Skipton Swimarathon in Guernsey in 2010, supporting local charities. In 2014, they extended their services to include UK buy-to-let mortgages for British expats, and by 2019, non-UK citizens as well.
The company was named Guernsey ‘Business of the Year’ in 2015 and launched a bursary scheme for students. The Skipton Community Fund was established in 2018 to aid charitable groups in the Channel Islands. By 2023, Skipton has served customers in over 100 countries and achieved over £2 billion in mortgage lending.
Skipton International offers mortgage and banking services to its customers across 100 countries. Key offerings include:
fixed rate mortgage: offers the stability of fixed monthly payments for the term
interest-only mortgage: provides an option where customers pay only the interest monthly, with the principal due at the end of the term
repayment mortgage: enables customers to pay both the interest and part of the principal in each instalment, gradually reducing the mortgage
buy-to-let mortgage: specifically designed for investors looking to purchase property to rent out, available to both UK and non-UK nationals
savings account: includes a variety of offshore savings options in Sterling and US dollars, catering to different saver needs
business accounts: tailored financial solutions for corporate clients, enhancing their ability to manage funds efficiently
Skipton International invests heavily in training and talent development, ensuring employees can advance and excel in their careers, primarily through their Talent Development Scheme. The company’s ethos is centred around three core values: trust, ownership, and one team.
Skipton International is dedicated to integrating sustainability into its core operations, closely aligning with the United Nations Sustainable Development Goals (SDGs).
The company is also committed to diversity and inclusion, supporting the Guernsey Employment Disability Charter and implementing extensive disability and customer vulnerability training for all staff. Other initiatives for diversity and inclusion include:
Guernsey Employment Disability Charter: commitment to inclusive employment practices for individuals with disabilities
disability and vulnerable customer training: mandatory training for all employees to enhance support and service
partnerships with mental health charities: collaborations that support mental health awareness and employee well-being
Mental Health First Aiders: availability of trained staff to assist colleagues with mental health concerns
promotion of physical activities: encouraging engagement in outdoor sports and activities to improve health and well-being
Skipton International has earned a bronze award in the Culture category of Mortgage Introducer's Top Mortgage Employers for 2025.
Susan Fouquier has been the CEO of Skipton International since September 2025. Fouquier previously served as the managing director of institutional banking and head of Guernsey for Royal Bank of Scotland International at NatWest.
The team that supports Fouquier in leading the company is comprised of several key individuals, including:
Looking ahead, Skipton International is expected to maintain its focus on UK buy-to-let lending for expatriates and non-UK residents. The company also continues to earn industry recognition - an example is the 100 Best Mortgage Leaders list, where its leadership has been featured.
These advancements strengthen Skipton's global presence, making it a key partner for international investors seeking UK buy-to-let opportunities.
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If you are looking for a mortgage lender that provides topnotch service and competitive mortgage deals, try partnering with Skipton for intermediaries
