This page centres on news, regulation, and lender practice relating to affordability assessments in mortgage underwriting. Read below to see how affordability tests are changing over time.
Most brokers report quicker processing, yet non-standard borrowers remain exposed to key bottlenecks
Rely’s Heena Thaker on how three phases of new tenancy rules could reshape your advice
Landlords cite Section 21 reforms as the main concern, with many planning stricter vetting
Your round-up of mortgage rate changes and product updates over the past week
Concerns rise as the FCA reviews whether current mortgage rules reflect modern incomes
Discover how Newbury for intermediaries supports mortgage brokers with flexible criteria, specialist underwriting, and solutions for complex client cases
PRA seeks greater flexibility as high loan-to-income lending expands
February borrowing and approvals rise, though energy and inflation risks cloud the outlook
Market volatility linked to Middle East conflict prompts fresh rate hikes and tighter stress tests
Globally mobile expats are reshaping UK BTL – are you ready to capture the opportunity?
