This page centres on news, regulation, and lender practice relating to affordability assessments in mortgage underwriting. Read below to see how affordability tests are changing over time.
1.8 million fixed-rate deals mature this year — brokers take note
Many had contacted agents or attended viewings before putting plans on hold
Private rented sector reform enters its next phase, with compliance risk for landlords who miss the window
Energy bills are the second biggest household outgoing after a mortgage, so why aren't they factored into affordability?
Your round-up of mortgage rate changes and product updates over the past week
It’s been a painful year for landlords, but there’s a light at the end of the tunnel
Sustained investor demand and strong yields underpin a resilient holiday let market, Cumberland BS's first sector index shows
How Andy Burnham's stamp duty reform and property levy could hit mortgage affordability
New joint borrower option lets family support first-time buyers without a deposit or shared ownership
An apprentice at 16, the now senior adviser has navigated the mini-Budget, rate shocks and geopolitical turmoil
