Bank of England base rate

This page brings together all our news coverage and expert commentary on the Bank of England base rate and what rate decisions mean for brokers, lenders, and borrowers. Read more below for the latest developments and insights.

Virgin Money Mortgage Rates

48 mortgage products listed in our database and is currently offering remortgage fixed rates starting at 4.16% with a £995 product fee for its 5 year products.

Virgin Money Mortgage Rates

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

Hike or hold? Industry figures weigh in ahead of BoE rate decision

Mortgage professionals warn clients face a fragile window as swap rate surge drives fresh lender repricing

Hike or hold? Industry figures weigh in ahead of BoE rate decision

Gross mortgage advances hit £77.4bn in Q2 2026, FCA data shows

New FCA figures show gross mortgage advances up 31.7% year-on-year as remortgage demand climbs to a two-year high

Gross mortgage advances hit £77.4bn in Q2 2026, FCA data shows

'Burnham can't face Parliament if Bank of England raises rates': mortgage adviser

Moustafa says political pressure on the central bank is distorting lender pricing

'Burnham can't face Parliament if Bank of England raises rates': mortgage adviser

Mortgage market faces double uncertainty as pressures mount

Borrowers cannot plan their next move until global and domestic stability returns

Mortgage market faces double uncertainty as pressures mount

Mortgage rates reverse course in July as swap rate volatility bites

Fixed rates rise for the first time since April as renewed Middle East tensions drive deals off shelves in 11 days

Mortgage rates reverse course in July as swap rate volatility bites

​​​​​​​Semi-commercial mortgage lending hits £242m in Q2

Annual lending forecast to exceed £1 billion for the first time by year-end

​​​​​​​Semi-commercial mortgage lending hits £242m in Q2

NatWest raises fixed mortgage rates again

Lender has now increased rates for a second consecutive week, with the latest round pushing some products up by as much as 0.20%

NatWest raises fixed mortgage rates again

Are Bank of England rate hikes off the table?

Policymaker plays down risk of a rate increase amid Iran war shock

Are Bank of England rate hikes off the table?