Bank of England base rate

This page brings together all our news coverage and expert commentary on the Bank of England base rate and what rate decisions mean for brokers, lenders, and borrowers. Read more below for the latest developments and insights.

Virgin Money Mortgage Rates

48 mortgage products listed in our database and is currently offering remortgage fixed rates starting at 4.16% with a £995 product fee for its 5 year products.

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

What a base rate hold means for mortgage borrowers

Interest rate pause may help borrowers, but will it settle the market?

Major lenders cut mortgage rates after quiet week

Barclays, HSBC, NatWest, and others reprice in response to shifting funding costs

Average fixed mortgage rates dip, but lenders remain cautious

US–Iran ceasefire has eased pricing pressure, yet rates are still about a percentage point higher than early March

What the US-Iran ceasefire means for UK mortgage rates

Mortgage professionals weigh in on where borrowing costs are headed amid a brittle truce

US–Iran ceasefire​​​​​​​ calms UK interest rate fears

Markets now see just one Bank of England rate rise this year as oil prices fall

NatWest, other lenders start week with mortgage rate hikes

Oil-driven inflation risks keep swap markets on edge

HSBC to lift mortgage rates in fresh round of hikes

Lender reprices multiple LTV bands across residential and BTL, including energy-efficient home products