This page brings together all our news coverage and expert commentary on the Bank of England base rate and what rate decisions mean for brokers, lenders, and borrowers. Read more below for the latest developments and insights.
Lender reprices multiple LTV bands across residential and BTL, including energy-efficient home products
Global tensions also push pricing higher, with average two- and five-year fixed rates now above 5%
48 mortgage products listed in our database and is currently offering remortgage fixed rates starting at 4.16% with a £995 product fee for its 5 year products.
Check back weekly or favourite this page to keep an eye on the ever-changing rates.
More lenders move prices higher as markets respond to renewed volatility in swap rates
Market tone, funding costs and borrower decisions hinge on economic signals rather than new housing policy
Market sees strongest supply of 95% LTV mortgages in nearly 18 years
Borrowers back in control as big-name lenders slash prices
First-time buyers and home movers to feel the changes
Steady growth, easing rates and renewed buyer confidence set the stage for 2026
