Bank of England base rate

This page brings together all our news coverage and expert commentary on the Bank of England base rate and what rate decisions mean for brokers, lenders, and borrowers. Read more below for the latest developments and insights.

Virgin Money Mortgage Rates

48 mortgage products listed in our database and is currently offering remortgage fixed rates starting at 4.16% with a £995 product fee for its 5 year products.

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

Mortgage repayments now 45% above 2022 levels

Affordability squeeze drives shift to extended mortgage terms and alternative credit

Why brokers should not walk away from complex buy-to-let cases

Rate volatility is making complex cases harder to place — but walking away costs brokers more than they realise

UK mortgage lending set to tighten as cost of living bites

Lending criteria could shift faster than borrowers expect as millions of fixed deals expire in 2026

Under-pressure BoE should already have hiked rates, says mortgage exec

Is government influence keeping the central bank on the sidelines?

UK mortgage rates and product changes (Week ending 29 May 2026)

Your round-up of mortgage rate changes and product updates over the past week

Iran uncertainty clouds UK housing market as buyer confidence wavers

Buyers are still cautious as storm clouds hover over the economy

Bridging demand rises as property transactions become more complex

Specialist lender says short-term finance is taking a larger role as market uncertainty affects property deals