Bank of England base rate

This page brings together all our news coverage and expert commentary on the Bank of England base rate and what rate decisions mean for brokers, lenders, and borrowers. Read more below for the latest developments and insights.

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

Fixed or variable: brokers weigh the trade-offs for borrowers

Advisers say the best deal is not always the cheapest but the one that fits the borrower’s plans

Best mortgage lenders in the UK revealed

Brokers pick Santander and eight others for outstanding service and reliability

Think TAB. Think Mortgage.

Why brokers are turning to TAB for long-term lending

Wave of expiring fixed rates puts 350,000 in need of broker support

Hundreds of thousands face payment shock as low-rate terms end

Brokers urge lenders to adapt amid renewed market optimism

​​​​​​​Survey finds rising broker confidence but highlights need for product innovation

TAB smashes rate records as BoE cuts base rate to 4%

CEO and founder calls the drop 'a huge win for brokers and their clients'

Two-year fixed rates slip under 5% in 'turning point' for brokers

Rates now lowest since 2022, before Liz Truss' infamous budget triggered a surge

Base rate cuts: Who benefits and who loses out?

Costs have dropped across SVRs and fixed rates over the past year