Bank of England base rate

This page brings together all our news coverage and expert commentary on the Bank of England base rate and what rate decisions mean for brokers, lenders, and borrowers. Read more below for the latest developments and insights.

Lender cuts signal confidence ahead of BoE rate decision, broker says

Nationwide, Barclays and Halifax have all reduced rates this week, with Rhys Edwards saying the moves signal genuine market confidence

Lender cuts signal confidence ahead of BoE rate decision, broker says

Virgin Money Mortgage Rates

48 mortgage products listed in our database and is currently offering remortgage fixed rates starting at 4.16% with a £995 product fee for its 5 year products.

Virgin Money Mortgage Rates

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

BoE preview: what anticipated rate rise means for mortgages

Mortgage professionals brace for a Bank of England base rate increase and urge clients not to panic

BoE preview: what anticipated rate rise means for mortgages

What September's 'higher than anticipated' inflation means for mortgages

Fuel-driven CPI surge to highest since October 2025 puts pressure on borrowers ahead of November rate decision

What September's 'higher than anticipated' inflation means for mortgages

Five-year mortgage rate reaches 6% for the first time in three years

Swap rate volatility and surging gilt yields have driven the sharpest mortgage repricing since 2023, leaving borrowers with fewer options and higher costs

Five-year mortgage rate reaches 6% for the first time in three years

What gilt yields hitting 28-year high means for mortgage borrowers

As gilt yields hit levels not seen since 1998, Nicholas Mendes warns borrowers to act before rates move again

What gilt yields hitting 28-year high means for mortgage borrowers

Hike or hold? Industry figures weigh in ahead of BoE rate decision

Mortgage professionals warn clients face a fragile window as swap rate surge drives fresh lender repricing

Hike or hold? Industry figures weigh in ahead of BoE rate decision

Gross mortgage advances hit £77.4bn in Q2 2026, FCA data shows

New FCA figures show gross mortgage advances up 31.7% year-on-year as remortgage demand climbs to a two-year high

Gross mortgage advances hit £77.4bn in Q2 2026, FCA data shows

'Burnham can't face Parliament if Bank of England raises rates': mortgage adviser

Moustafa says political pressure on the central bank is distorting lender pricing

'Burnham can't face Parliament if Bank of England raises rates': mortgage adviser