capital raising

This page brings together news and analysis on capital raising via remortgages, further advances, and second charges. Read below to understand how clients are unlocking funds from property.

Mansion tax branded ‘unfair’ by one in five Brits

Older borrowers and high-value regions seen as most exposed to planned levy

Santander slashes fixed rates, unveils new large loan options

Lender will also raise the LTV cap for remortgages with capital raising

Suffolk BS improves lending criteria for first-time buyers

Lender introduces higher income multiples and considers rental history in affordability assessments

Afin Bank launches mortgages following full regulatory approval

New lender targets underserved borrowers, including diaspora and self-employed

Barclays fined £42 million for lapses in financial crime controls

FCA penalises bank for compliance breaches involving WealthTek and Stunt & Co

Specialist lenders roll out new mortgage products

New offerings from Metro Bank, Atom bank, West One and Pepper Money address demand across BTL, residential, and near prime segments

Pepper Money and Darlington expand lending criteria

Updates support visa-holding borrowers and landlords seeking higher LTV options

Mansfield BS raises maximum loan limits across mortgage products

Move offers brokers greater flexibility amid rising property prices

Your guide to West One for intermediaries

Discover how West One for intermediaries helps mortgage brokers in the UK by giving access to specialist lending solutions and competitive product options

The Mortgage Works eases lending with lower stress rate

Landlords could soon borrow more under new lending rules