This page focuses on news and features about County Court Judgments and their impact on mortgage eligibility and underwriting. Read more below for insights into how CCJs affect client outcomes.
One in three adults affected, with issues rising fastest among young and higher-earning borrowers
Complex income, credit issues or unusual property types often signal the need for a non-standard lending path
Borrowers are misreading the new credit score scale, pushing advisers to handle more reassurance and triage
Adapting criteria and innovating products is vital as borrower challenges and credit profiles evolve
Regulator issues warning as nearly 5,000 impersonation scam reports recorded in H1 2025
A mortgage firm built on empathy and hard lessons is proving that non-standard borrowers don't need to settle for rejection
Broking manager shares why knowledge of lender criteria gives brokers a vital edge
New offerings from Metro Bank, Atom bank, West One and Pepper Money address demand across BTL, residential, and near prime segments
Lenders Paragon, Foundation, Zephyr, Pepper, and Precise unveil new offerings
Precise, Keystone, Cumberland BS, Investec, Family BS, and Offa adjust pricing and policies
