This page tracks all the key news, commentary, and regulatory updates on the FCA’s Consumer Duty and what it means for mortgage and protection professionals. Read below for practical coverage and analysis.
Regulator seeks views on how artificial intelligence could reshape retail financial services by 2030
The visibility gap, creating real outcomes, and why 4% representation must become a baseline
New FCA data shows directly authorised firms are shrinking while networks quietly tighten their grip on the mortgage advice market
Broker in Focus: Neil Mulhern, of Echo Finance, leverages his strong people skills and head for numbers to make a successful career change
Brokers say protection income is becoming more strategically important as firms diversify beyond mortgage completions
Brokers who master criteria, vulnerability and the value of advice will be the ones who win in 2026
Lower rates, regional growth and a surge in Near Prime borrowers will make 2026 a year for brokers to seize
Can regulation be a catalyst rather than a brake on mortgage innovation? Gen H’s Peter Dockar thinks so
One in 10 advice firms gain new clients as need for CGT support grows
President Donald Trump's 50-year mortgage plan has sparked debate, but broker says the two countries have very different approaches to debt
