This page tracks all the key news, commentary, and regulatory updates on the FCA’s Consumer Duty and what it means for mortgage and protection professionals. Read below for practical coverage and analysis.
Tomorrow marks three years since the FCA's Consumer Duty took effect, yet gaps in compliance remain
Borrowers clinging to sub-2% fixes are fuelling second charge demand, but the market's next chapter may look very different
Two regulatory clocks are ticking for lenders this month
Crystal Specialist Finance's strategy director on why second charge mortgages deserve a place in every adviser's toolkit
Lenders have the timing advantage at remortgage, but AI is starting to level the playing field for brokers
Broker in Focus: Matthew Jackson, of Mint FS, on building a modern brokerage, navigating market turbulence, and the qualities that define a great adviser
One in five UK adults is already open to letting AI make financial decisions for them. A quarter are taking mortgage advice from ChatGPT with no idea they have zero recourse if it goes wrong
Proactive advice becomes critical as fallout from global tensions pushes mortgage costs higher
“Protection should not be treated as an optional add-on”
Mills Review sets out seven recommendations for regulators and firms
