Consumer Duty

This page tracks all the key news, commentary, and regulatory updates on the FCA’s Consumer Duty and what it means for mortgage and protection professionals. Read below for practical coverage and analysis.

What rising UK insurance satisfaction means for mortgage brokers

UK insurance customers reward ease and fairness — and mortgage brokers recommending cover should take note

What rising UK insurance satisfaction means for mortgage brokers

AI hallucinations prompt ombudsman to fight back with phone calls

Firms are allegedly using AI to inundate the ombudsman with bulk submissions — and the real complaint is getting lost

AI hallucinations prompt ombudsman to fight back with phone calls

Insurance retreat puts UK mortgage market at systemic risk

Senior insurers warn climate-driven coverage withdrawal could lead to a crisis with echoes of 2008

Insurance retreat puts UK mortgage market at systemic risk

Why client education is the mortgage broker’s most overlooked obligation

Rising loan-to-income lending makes client education the defining responsibility for UK mortgage brokers

Why client education is the mortgage broker’s most overlooked obligation

'Residential will disappear in five years, brokers must move into complex'

Nouran Moustafa warns mounting pressure on high-street lending is driving advisers towards buy-to-let and complex markets

'Residential will disappear in five years, brokers must move into complex'

The Big Interview: Dawid Kotur on why AI compliance has to be built narrow

Curvestone AI's CEO on the shadow IT threat, why spot-checking is a failed strategy, and how 100% compliance became affordable

The Big Interview: Dawid Kotur on why AI compliance has to be built narrow

Unemployment cover is the protection gap brokers are missing

Rising redundancies could expose broker files under Consumer Duty where unemployment risk is never discussed or recorded

Unemployment cover is the protection gap brokers are missing

Protection gap demands more than awareness, industry tells FCA

Mortgage and protection professionals welcome the FCA's pure protection market study but say personalised, data-led support must follow

Protection gap demands more than awareness, industry tells FCA

Broking is the path that offers 'the perfect blend of technical expertise and human connection'

Broker in Focus: Katherine Stagg, of Stagg Mortgage Services, moved from banking into advice to help people through one of the biggest decisions of their lives

Broking is the path that offers 'the perfect blend of technical expertise and human connection'