debt consolidation

This page showcases news and commentary on debt consolidation within the mortgage and secured lending markets. Read more below to understand trends, risks, and opportunities in consolidation products.

Broker standards are improving, but the system still has work to do

Time pressure, complex cases, and inconsistent lender criteria – the real obstacles to raising broker standards

UK mortgage rates and product changes (Week ending 5 June 2026)

Your round-up of mortgage rate changes and product updates over the past week

What's really moving the needle for brokers

The state of play in May: The three forces reshaping broking — and what advisers should do about them

How Together for Intermediaries supports UK brokers with complex cases

Find out how Together for intermediaries helps UK mortgage brokers place complex cases, access specialist lending, and grow business in today’s market.

Second charge lenders and brokers warned over advice and fees

FCA review finds uneven standards as lending hits pre-crisis high

Birmingham’s professional services boom puts fresh focus on mortgages and housing

Economic growth may reshape housing demand in the region

Second charge lending ‘no longer niche’ as market tops £2 billion

Growth in loan volumes prompts call for advisers to treat second charge as part of standard advice

Experian credit score overhaul piles more pressure on brokers

Borrowers are misreading the new credit score scale, pushing advisers to handle more reassurance and triage

‘Broking must appeal to the next generation’

Broker in Focus: Bobby Lumsden, of RML Financial Management, sees a looming talent gap as fewer young people enter the industry

Santander slashes fixed rates, unveils new large loan options

Lender will also raise the LTV cap for remortgages with capital raising