debt consolidation

This page showcases news and commentary on debt consolidation within the mortgage and secured lending markets. Read more below to understand trends, risks, and opportunities in consolidation products.

Second charge lenders and brokers warned over advice and fees

FCA review finds uneven standards as lending hits pre-crisis high

Birmingham’s professional services boom puts fresh focus on mortgages and housing

Economic growth may reshape housing demand in the region

Second charge lending ‘no longer niche’ as market tops £2 billion

Growth in loan volumes prompts call for advisers to treat second charge as part of standard advice

Experian credit score overhaul piles more pressure on brokers

Borrowers are misreading the new credit score scale, pushing advisers to handle more reassurance and triage

‘Broking must appeal to the next generation’

Broker in Focus: Bobby Lumsden, of RML Financial Management, sees a looming talent gap as fewer young people enter the industry

Santander slashes fixed rates, unveils new large loan options

Lender will also raise the LTV cap for remortgages with capital raising

Rethinking adverse credit: why lenders need to keep up with the realities borrowers face

Adapting criteria and innovating products is vital as borrower challenges and credit profiles evolve

Afin Bank launches mortgages following full regulatory approval

New lender targets underserved borrowers, including diaspora and self-employed

Mansfield BS raises maximum loan limits across mortgage products

Move offers brokers greater flexibility amid rising property prices

Your guide to West One for intermediaries

Discover how West One for intermediaries helps mortgage brokers in the UK by giving access to specialist lending solutions and competitive product options