This page offers news and commentary on higher lending charges and related risk-pricing mechanisms. Read below for analysis of how HLCs affect borrowers, lenders, and intermediaries.
Before the financial crash in 2009, most first-time buyer mortgages were borrowing at 100% and even up to 115%
Sam Ward said: "We might be a national lender, but as a regional building society, we are particularly proud of our local roots and the support we are offering to customers in our region."