HMO

This page covers news, features, and market updates on HMOs, including finance, regulation, and landlord strategy. Read more below to keep up with what’s happening in the HMO sector.

Fleet Mortgages unveils 65% LTV range

BTL lender also trims two-year fixed rates

Liverpool licensing shakeup is reshaping landlord conversations

Landlord licensing confusion is rising as Liverpool and neighbouring councils tighten selective and HMO rules

Portfolio landlords recalibrate for 2026

South-based investors are slowing their purchases, shifting to limited companies, and favouring energy-efficient homes

Nationwide BS Mortgage Rates

111 mortgage products listed in our database and is currently offering buy to let purchase and remortgage fixed rates from 4.22% with a £1,495 product fee for a 5 year product.

North-South yield gap narrows as northern landlords cash in

Wales and the North East lead gains as flats and terraced homes post the strongest growth

Remortgage rebound: brokers brace for bumper year as pricing turns a corner

Brokers are bracing for a bumper year of remortgage activity in 2026 as product maturities surge, pricing sharpens and clients rush to get ahead of rising payments

Speed vs scrutiny: why poor planning – not compliance – derails bridging deals

When bridging deals blow up, it’s usually unrealistic timelines and exits that do the damage

Rising landlord costs erode gains from strong rental yields

Maintenance absorbs larger share of rental income

Why there’s room for buy-to-let optimism despite wider headwinds

Mortgage executives cautiously optimistic on sector’s outlook

Why brokers must connect clients to specialist mortgage solutions

Complex income, credit issues or unusual property types often signal the need for a non-standard lending path