lifetime mortgage

This page covers the latest news, product updates, and regulatory developments in lifetime mortgages and later life lending. Read more below to keep pace with this evolving sector.

Why older homeowners are rethinking downsizing

Emotional ties, housing economics, and better lending products are keeping later-life borrowers in place

Later life mortgage lending hit £6.8bn: UK Finance

Borrowing by older homeowners grows across mainstream and specialist products

No kids. No partner. No problem! The new face of later-life borrowing

How shifting family structures, rising “silver splitters” and evolving equity release needs are reshaping how brokers serve later‑life borrowers

Home improvement remains main driver for equity release: L&G

Fewer customers use lifetime mortgages to clear housing debt

Stuck in the middle with you

Older homeowners now control £3.7 trillion in housing wealth – and it’s quietly reshaping intergenerational finance

Older borrowers increasingly use equity for home upgrades

New equity release report shows a shift away from debt repayment towards property improvements

FCA sets course for mortgage market reforms

​​​​​​​Regulator plans changes for first-time buyers, later life lending and vulnerable borrowers

The triple squeeze: How the Budget is pushing older homeowners towards equity release

Older homeowners are facing a financial squeeze the Triple Lock can’t hide—and the Budget has quietly accelerated the pressure

Later life lending volume up 25% in Q3

Market share gains in both residential and BTL segments

Equity release lending up again in Q3

Older homeowners turn to property wealth amid economic uncertainty