This page covers the latest news, product updates, and regulatory developments in lifetime mortgages and later life lending. Read more below to keep pace with this evolving sector.
Regulator says sector must overhaul products, advice, and consumer engagement or risk losing control of its own future
New loans to older borrowers declined nearly 5%, but total lending value edged higher
Evolving borrower needs and product innovation are outpacing how brokers approach later life lending
Research offers insight into how different borrower profiles approach debt, property wealth and financial decision-making
Education is the watchword among today’s mortgage brokers
Needs-led borrowing grows as lifetime mortgage borrowers skew younger
Client decision-making is becoming critical as pricing shifts mid-application
Emotional ties, housing economics, and better lending products are keeping later-life borrowers in place
Borrowing by older homeowners grows across mainstream and specialist products
How shifting family structures, rising “silver splitters” and evolving equity release needs are reshaping how brokers serve later‑life borrowers
