lifetime mortgage

This page covers the latest news, product updates, and regulatory developments in lifetime mortgages and later life lending. Read more below to keep pace with this evolving sector.

Home improvement remains main driver for equity release: L&G

Fewer customers use lifetime mortgages to clear housing debt

Stuck in the middle with you

Older homeowners now control £3.7 trillion in housing wealth – and it’s quietly reshaping intergenerational finance

Older borrowers increasingly use equity for home upgrades

New equity release report shows a shift away from debt repayment towards property improvements

FCA sets course for mortgage market reforms

​​​​​​​Regulator plans changes for first-time buyers, later life lending and vulnerable borrowers

The triple squeeze: How the Budget is pushing older homeowners towards equity release

Older homeowners are facing a financial squeeze the Triple Lock can’t hide—and the Budget has quietly accelerated the pressure

Later life lending volume up 25% in Q3

Market share gains in both residential and BTL segments

Equity release lending up again in Q3

Older homeowners turn to property wealth amid economic uncertainty

Mortgage advisers urged to upskill

Number of advisers falls amid rising demand for specialist advice

More borrowers use equity release to support family finances

Find out what factors are behind this rise in family gifting

Older homeowners most at risk from higher mortgage repayments

Advisers called on to support over-55s facing increased costs