lifetime mortgage

This page covers the latest news, product updates, and regulatory developments in lifetime mortgages and later life lending. Read more below to keep pace with this evolving sector.

Later-life lenders see pricing opportunity as gilt yields dip after Budget

A fall in the 15-year gilt yield following the Chancellor’s Budget could give lifetime mortgage lenders room to improve pricing and increase LTV options, industry leaders say

Later-life lenders see pricing opportunity as gilt yields dip after Budget

Equity release lenders push for mandatory over-55 conversations

Lenders and platforms urge FCA action as Q3 data exposes how rarely advisers raise equity release with older clients

Equity release lenders push for mandatory over-55 conversations

LiveMore raises £212 million in third RIO-backed securitisation

Regulator is reviewing how lenders assess joint RIO applications

LiveMore raises £212 million in third RIO-backed securitisation

more2life launches adviser hub and end-to-end service model

The lifetime mortgage lender has overhauled its adviser support as pension reform puts housing wealth in focus

more2life launches adviser hub and end-to-end service model

Later life lending growth masks mixed demand for retirement mortgages

Hundreds of thousands of older borrowers could bring new responsibilities for mainstream mortgage advisers

Later life lending growth masks mixed demand for retirement mortgages

Younger borrowers drive shift to interest-paying equity release plans

more2life data shows under-70s account for nearly two thirds of interest-paying equity release cases in the UK

Younger borrowers drive shift to interest-paying equity release plans

Insurance retreat puts UK mortgage market at systemic risk

Senior insurers warn climate-driven coverage withdrawal could lead to a crisis with echoes of 2008

Insurance retreat puts UK mortgage market at systemic risk

Why the later-life lending market still has an education problem

Tim Spencer on stigma, terminology, and why the industry must do more to reach clients

Why the later-life lending market still has an education problem

Malcolm’s Mortgage Month: New names, same old gaps

From rate rises and rebrands to retirement gaps and protection shortfalls, Malcolm Davidson rounds up September's biggest stories – and what they mean for brokers on the ground

Malcolm’s Mortgage Month: New names, same old gaps

Interest-serviced lifetime mortgage draws younger borrowers

Canada Life reports Advantage customers average 66, against 69 for Capital Select

Interest-serviced lifetime mortgage draws younger borrowers