mortgage advice

This page is your gateway to news, thought leadership, and best practice content on delivering regulated mortgage advice. Scroll down for insights to keep your advice process aligned with current expectations.

Santander rolls out 98% LTV mortgage for first-time buyers

High street lender targets low-deposit borrowers with new five-year fixed rate option

Liverpool licensing shakeup is reshaping landlord conversations

Landlord licensing confusion is rising as Liverpool and neighbouring councils tighten selective and HMO rules

How mortgage firms are adapting to distinct product flows

New build, buy-to-let and remortgage markets require different processes – yet many firms still treat them alike

Why the next battleground in specialist lending is the broker journey

OSB's Adrian Moloney discusses how data and AI are reshaping how brokers do business

Advice vs automation: why brokers must sharpen their value proposition

As digital mortgage platforms grow, brokers face rising pressure to prove that advice still adds enduring value

Brokers challenge misconceptions about financial services careers

Advisers acknowledge pressure but say support, flexibility and purpose are being overlooked

When the bank leaves town, brokers step into the advice gap

With thousands of bank branches gone, intermediaries are becoming the default source of local mortgage advice

Industry experts urge caution over conflicting house price indices

“Indices should guide, not govern, pricing, client expectations and lending strategy”

Long-term fixed mortgages gain new relevance in a volatile economy

After a decade of short-term deals; clients are rethinking risk - and brokers must lead the conversation

Will mortgage rates go down in 2026?

Intermediary outlines expectations for next year’s rates and borrowing