This page offers news and commentary on higher lending charges and related risk-pricing mechanisms. Scroll down to understand when and why HLCs are used in the market.
HMRC data point to modest growth in transactions amid Budget uncertainty
Search data points to early activity and a modest shift towards rate‑linked products
Majority of urban areas now beyond reach for middle class households, analysis finds
Affordability pressures mount as wage growth lags behind rising house prices
Homebuyer and remortgage interest declines as market awaits clarity
Brokers urged to “take note” as more homeowners choose to refinance
Market shows resilience despite policy changes and affordability concerns
'Brokers and customers expect accuracy'
Updates enable brokers to access more products, automate processes, and improve application accuracy
As borrowers' needs evolve, brokers call for innovation to streamline processes
