This page offers news and commentary on higher lending charges and related risk-pricing mechanisms. Scroll down to understand when and why HLCs are used in the market.
Specialist lending leaders at the Brightstar Expo 2026 say AI cannot replace human judgement and warn that over-reliance carries real risk
Curvestone AI's CEO on the shadow IT threat, why spot-checking is a failed strategy, and how 100% compliance became affordable
The mortgage servicing technology provider has secured its SOC 2 Type II attestation for the fourth year running after KPMG tested 89 controls over twelve months
Every month, Mortgage Introducer produces a series of articles on a theme affecting mortgage professionals across the UK. All coverage through the month can be found here
HMRC data point to modest growth in transactions amid Budget uncertainty
Search data points to early activity and a modest shift towards rate‑linked products
Majority of urban areas now beyond reach for middle class households, analysis finds
Affordability pressures mount as wage growth lags behind rising house prices
Homebuyer and remortgage interest declines as market awaits clarity
Brokers urged to “take note” as more homeowners choose to refinance
