This page brings together news, data, and expert opinion on negative equity risks in the UK housing market. Read below to see where vulnerabilities and opportunities may lie.
Would it work in the UK?
Lloyds research finds first-time buyers have an advantage over tenants
Industry seeks collaboration and higher standards as later life lending goes mainstream
Deposit challenges force buyers to maximise borrowing
A new generation of no-deposit products is unlocking homeownership for renters, but not everyone qualifies
New figures reveal increased reliance on 100% LTV deals among first-time buyers
Another 100%, no deposit product is announced, but negative equity fears persist
A short-term solution or a long-term problem? The jury's out
Updated framework responds to market growth and rising need for flexible retirement finance
Nick Rogers knows all too well the perils of negative equity – but it's not the end of the world, he says