negative equity

This page brings together news, data, and expert opinion on negative equity risks in the UK housing market. Read below to see where vulnerabilities and opportunities may lie.

Helping families bridge the generational wealth gap: insights from LV=

How property wealth can help clients fund a living inheritance through a lifetime mortgage

Helping families bridge the generational wealth gap: insights from LV=

Glasgow commuter towns fuel Scotland's strongest house price growth

Surging demand in Scottish commuter belts is outpacing city centres, with first-time buyers facing the toughest conditions in years

Glasgow commuter towns fuel Scotland's strongest house price growth

Most UK homebuyers fear losing housing equity despite rising property values

New research finds widespread doubts about negative equity, with younger buyers and Londoners most exposed to fear of losses

Most UK homebuyers fear losing housing equity despite rising property values

London price falls push borrowers into higher LTV bands

1.8 million fixed-rate deals are due for renewal this year

London price falls push borrowers into higher LTV bands

Iran ceasefire collapse deepens UK mortgage market gloom

Down-valuations and rate volatility are testing borrower confidence across the market

Iran ceasefire collapse deepens UK mortgage market gloom

Why the North East is England's most compelling mortgage market right now

ONS data confirms the North East is outperforming every other region – and the chance for intermediaries is real

Why the North East is England's most compelling mortgage market right now

Brokers welcome Lloyds' low-deposit mortgage but urge buyers to shop around

Intermediaries say the move raises awareness of low-deposit options, but warn the product may not suit all buyers

Brokers welcome Lloyds' low-deposit mortgage but urge buyers to shop around

High LTV mortgages: What are the advantages and risks for borrowers?

​​​​​​​Brokers say 5–10% deposits are now in demand as borrowers balance faster access with long-term risk

High LTV mortgages: What are the advantages and risks for borrowers?

Santander rolls out 98% LTV mortgage for first-time buyers

High street lender targets low-deposit borrowers with new five-year fixed rate option

Santander rolls out 98% LTV mortgage for first-time buyers

London property sellers more likely to sell at a loss

​​​​​​​Flat sellers drive rise in capital’s loss-making transactions as northern gains outpace South

London property sellers more likely to sell at a loss