negative equity

This page brings together news, data, and expert opinion on negative equity risks in the UK housing market. Read below to see where vulnerabilities and opportunities may lie.

London price falls push borrowers into higher LTV bands

1.8 million fixed-rate deals are due for renewal this year

London price falls push borrowers into higher LTV bands

Iran ceasefire collapse deepens UK mortgage market gloom

Down-valuations and rate volatility are testing borrower confidence across the market

Iran ceasefire collapse deepens UK mortgage market gloom

Why the North East is England's most compelling mortgage market right now

ONS data confirms the North East is outperforming every other region – and the chance for intermediaries is real

Why the North East is England's most compelling mortgage market right now

Brokers welcome Lloyds' low-deposit mortgage but urge buyers to shop around

Intermediaries say the move raises awareness of low-deposit options, but warn the product may not suit all buyers

Brokers welcome Lloyds' low-deposit mortgage but urge buyers to shop around

High LTV mortgages: What are the advantages and risks for borrowers?

​​​​​​​Brokers say 5–10% deposits are now in demand as borrowers balance faster access with long-term risk

High LTV mortgages: What are the advantages and risks for borrowers?

Santander rolls out 98% LTV mortgage for first-time buyers

High street lender targets low-deposit borrowers with new five-year fixed rate option

Santander rolls out 98% LTV mortgage for first-time buyers

London property sellers more likely to sell at a loss

​​​​​​​Flat sellers drive rise in capital’s loss-making transactions as northern gains outpace South

London property sellers more likely to sell at a loss

Low-deposit mortgages make buying cheaper than renting in most UK cities

​​​​​​​Lloyds research finds first-time buyers have an advantage over tenants

Low-deposit mortgages make buying cheaper than renting in most UK cities

FCA review seen as turning point for later life lending

Industry seeks collaboration and higher standards as later life lending goes mainstream

FCA review seen as turning point for later life lending