This page brings together news, data, and expert opinion on negative equity risks in the UK housing market. Read below to see where vulnerabilities and opportunities may lie.
How property wealth can help clients fund a living inheritance through a lifetime mortgage
Surging demand in Scottish commuter belts is outpacing city centres, with first-time buyers facing the toughest conditions in years
New research finds widespread doubts about negative equity, with younger buyers and Londoners most exposed to fear of losses
1.8 million fixed-rate deals are due for renewal this year
Down-valuations and rate volatility are testing borrower confidence across the market
ONS data confirms the North East is outperforming every other region – and the chance for intermediaries is real
Intermediaries say the move raises awareness of low-deposit options, but warn the product may not suit all buyers
Brokers say 5–10% deposits are now in demand as borrowers balance faster access with long-term risk
High street lender targets low-deposit borrowers with new five-year fixed rate option
Flat sellers drive rise in capital’s loss-making transactions as northern gains outpace South