repossession

This page aggregates news, data, and policy updates on mortgage repossessions across the UK. Scroll down to understand how arrears and possessions are affecting the market and your clients.

Mortgage lending climbs to post‑pandemic high in 2025

First-time buyer growth and refinancing drive lending to highest level since 2021

Landlords keep borrowing despite Renters' Rights Act concerns

One in three landlords sought new finance last year—what this means for the sector

Mortgage arrears and possessions fall in latest UK Finance data

Homeowner and BTL arrears continue to edge down as lenders maintain support

Rachel Reeves’s tax hike on landlords set to drive up rents: survey

Landlord survey suggests tax reform also risk accelerating landlord exits despite strong tenant demand

Mortgage market in 2026: Here’s what to expect

Forecasts point to modest lending growth, softer purchases and rising refinancing volumes

Breaking barriers: How brokers can turn innovation into access

New propositions like income boosters and part-and-part loans can expand buyer eligibility - if brokers lead the charge

Buy-to-let fixed rates lowest since 2022

Rental yields also hit 10-year high despite ongoing landlord challenges

UK inflation climbs further in July, hits 18-month high

Bank of England in “tricky position” on base rate

Mortgage arrears decline in Q2, but repossessions edge up

Affordable mortgages have eased pressure on borrowers, expert says

Mortgage sector cautiously backs Freedom to Buy – but calls for bolder reform

Industry figures say Reeves' permanent mortgage guarantee scheme offers support—but warn affordability challenges run deeper