standard variable rate

This page gathers news and insights on standard variable rates, including lender movements and the impact of SVR changes on borrowers. Read more below for ongoing coverage of SVR trends.

Remortgage delays could cost borrowers hundreds in extra interest

Paperwork hold-ups that push borrowers onto their lender's standard variable rate are adding hundreds of pounds to their mortgage costs

Remortgage delays could cost borrowers hundreds in extra interest

1 Year Fixed Rate Mortgage

Buy to Let borrowers can take advantage of a short-term fixed rate with Nationwide from 2.99% with a product fee of 2% of the total loan amount. Barclays are offering 4.78% with no product fee for Existing Customers looking for a short-term fixed rate. TSB are also offering an Existing Customer Product Transfer Residential fixed rate at 5.70% with no product fee.

1 Year Fixed Rate Mortgage

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

Mortgage shelf-life falls to 13 days, well below a 43-day 2019 norm

Lenders allow deals to be booked up to six months ahead, Moneyfacts notes

Mortgage shelf-life falls to 13 days, well below a 43-day 2019 norm

Insurance retreat puts UK mortgage market at systemic risk

Senior insurers warn climate-driven coverage withdrawal could lead to a crisis with echoes of 2008

Insurance retreat puts UK mortgage market at systemic risk

What gilt yields hitting 28-year high means for mortgage borrowers

As gilt yields hit levels not seen since 1998, Nicholas Mendes warns borrowers to act before rates move again

What gilt yields hitting 28-year high means for mortgage borrowers

Fixed mortgage rates outpace bank rate ahead of MPC vote

Fixed rates have already climbed nearly a full point this year

Fixed mortgage rates outpace bank rate ahead of MPC vote

Bank of England rift deepens mortgage rate uncertainty

Nearly two million fixed deals expire before the year ends

Bank of England rift deepens mortgage rate uncertainty

Pill calls for bank rate rise amid UK mortgage rate pressure

Bank of England chief economist pushes for a hike ahead of the 17 September MPC vote

Pill calls for bank rate rise amid UK mortgage rate pressure

Over a million homeowners face £283 monthly mortgage bill increase this year

New Compare the Market data puts the cost of inaction in stark terms for UK mortgage brokers and their clients ahead of a wave of 2026 renewals

Over a million homeowners face £283 monthly mortgage bill increase this year