standard variable rate

This page gathers news and insights on standard variable rates, including lender movements and the impact of SVR changes on borrowers. Read more below for ongoing coverage of SVR trends.

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

Fixed mortgage rates lowest since 2022 mini Budget

Average two- and five-year fixes drop below 5% as lenders step up high LTV support

Fixed or variable: brokers weigh the trade-offs for borrowers

Advisers say the best deal is not always the cheapest but the one that fits the borrower’s plans

Low deposit fixed rate mortgages hit three-year low

Market sees surge in 95% LTV products as rates fall to pre-mini-Budget levels

Why mortgage holders struggle to keep up with payments

Brokers reveal the main triggers behind arrears among UK homeowners

Mortgage rates edge up after eight-month drop

​​​​​​​Fixed rates rise in UK for first time since February

Number of high LTV mortgages hit 17-year high

Product choice for low-deposit borrowers climb as fixed rates fall slightly

Modern solutions for modern borrowers: LendInvest's mortgage mission

Flexible lending, tech, and tailored products empower brokers to serve borrowers in changing market

Mortgage options shrink amid lender caution

Average two- and five-year fixed rates near sub-5%

Nationwide, Virgin Money ​​​​​​​respond to base rate reduction

Lenders move quickly to pass on savings to borrowers