standard variable rate

This page gathers news and insights on standard variable rates, including lender movements and the impact of SVR changes on borrowers. Read more below for ongoing coverage of SVR trends.

Fixed mortgage rates outpace bank rate ahead of MPC vote

Fixed rates have already climbed nearly a full point this year

Fixed mortgage rates outpace bank rate ahead of MPC vote

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

1 Year Fixed Rate Mortgage

Buy to Let borrowers can take advantage of a short-term fixed rate with Nationwide from 2.99% with a product fee of 2% of the total loan amount. Barclays are offering 4.78% with no product fee for Existing Customers looking for a short-term fixed rate. TSB are also offering an Existing Customer Product Transfer Residential fixed rate at 5.70% with no product fee.

1 Year Fixed Rate Mortgage

Bank of England rift deepens mortgage rate uncertainty

Nearly two million fixed deals expire before the year ends

Bank of England rift deepens mortgage rate uncertainty

Pill calls for bank rate rise amid UK mortgage rate pressure

Bank of England chief economist pushes for a hike ahead of the 17 September MPC vote

Pill calls for bank rate rise amid UK mortgage rate pressure

Over a million homeowners face £283 monthly mortgage bill increase this year

New Compare the Market data puts the cost of inaction in stark terms for UK mortgage brokers and their clients ahead of a wave of 2026 renewals

Over a million homeowners face £283 monthly mortgage bill increase this year

Mortgage borrowers are bamboozled, but brokers can cut through it

Rate swings in 2026 have left borrowers second-guessing themselves, with real financial consequences

Mortgage borrowers are bamboozled, but brokers can cut through it

Mortgage rates reverse course in July as swap rate volatility bites

Fixed rates rise for the first time since April as renewed Middle East tensions drive deals off shelves in 11 days

Mortgage rates reverse course in July as swap rate volatility bites

Bank of England decision: What it means for mortgages

All you need to know about the central bank's latest call on interest rates

Bank of England decision: What it means for mortgages

NatWest raises fixed mortgage rates again

Lender has now increased rates for a second consecutive week, with the latest round pushing some products up by as much as 0.20%

NatWest raises fixed mortgage rates again