standard variable rate

This page gathers news and insights on standard variable rates, including lender movements and the impact of SVR changes on borrowers. Read more below for ongoing coverage of SVR trends.

Bank of England decision: What it means for mortgages

All you need to know about the central bank's latest call on interest rates

Bank of England decision: What it means for mortgages

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

1 Year Fixed Rate Mortgage

Buy to Let borrowers can take advantage of a short-term fixed rate with Nationwide from 2.99% with a product fee of 2% of the total loan amount. Barclays are offering 4.78% with no product fee for Existing Customers looking for a short-term fixed rate. TSB are also offering an Existing Customer Product Transfer Residential fixed rate at 5.70% with no product fee.

1 Year Fixed Rate Mortgage

NatWest raises fixed mortgage rates again

Lender has now increased rates for a second consecutive week, with the latest round pushing some products up by as much as 0.20%

NatWest raises fixed mortgage rates again

Commercial mortgage market holds firm as lenders broaden their criteria

Demand remains strong across investment and owner-occupier segments, but borrowers facing fixed-rate expiry need to weigh fees carefully

Commercial mortgage market holds firm as lenders broaden their criteria

Mortgage rates post steepest monthly fall in nearly two years

Average two- and five-year fixed rates slide, with product choice rising for a third consecutive month

Mortgage rates post steepest monthly fall in nearly two years

World Cup summer poses distraction risk for UK mortgage market

Brokers warn hesitant home movers may use the event as an excuse to delay

World Cup summer poses distraction risk for UK mortgage market

Mortgage repayments now 45% above 2022 levels

Affordability squeeze drives shift to extended mortgage terms and alternative credit

Mortgage repayments now 45% above 2022 levels

UK mortgage rates and product changes (Week ending 5 June 2026)

Your round-up of mortgage rate changes and product updates over the past week

UK mortgage rates and product changes (Week ending 5 June 2026)

Mortgage market stabilises in April but first-time buyers face ongoing strain

Product choice remains below pre-March levels as affordability pressures persist for those with small deposits

Mortgage market stabilises in April but first-time buyers face ongoing strain