This page gathers news and insights on standard variable rates, including lender movements and the impact of SVR changes on borrowers. Read more below for ongoing coverage of SVR trends.
Paperwork hold-ups that push borrowers onto their lender's standard variable rate are adding hundreds of pounds to their mortgage costs
Buy to Let borrowers can take advantage of a short-term fixed rate with Nationwide from 2.99% with a product fee of 2% of the total loan amount. Barclays are offering 4.78% with no product fee for Existing Customers looking for a short-term fixed rate. TSB are also offering an Existing Customer Product Transfer Residential fixed rate at 5.70% with no product fee.
Check back weekly or favourite this page to keep an eye on the ever-changing rates.
Lenders allow deals to be booked up to six months ahead, Moneyfacts notes
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As gilt yields hit levels not seen since 1998, Nicholas Mendes warns borrowers to act before rates move again
Fixed rates have already climbed nearly a full point this year
Nearly two million fixed deals expire before the year ends
Bank of England chief economist pushes for a hike ahead of the 17 September MPC vote
New Compare the Market data puts the cost of inaction in stark terms for UK mortgage brokers and their clients ahead of a wave of 2026 renewals