This page gathers news and insights on standard variable rates, including lender movements and the impact of SVR changes on borrowers. Read more below for ongoing coverage of SVR trends.
Global tensions also push pricing higher, with average two- and five-year fixed rates now above 5%
Market uncertainty drives faster product turnover than after the 2022 mini-Budget
Check back weekly or favourite this page to keep an eye on the ever-changing rates.
Buy to Let borrowers can take advantage of a short-term fixed rate with Nationwide from 2.99% with a product fee of 2% of the total loan amount. Barclays are offering 4.78% with no product fee for Existing Customers looking for a short-term fixed rate. TSB are also offering an Existing Customer Product Transfer Residential fixed rate at 5.70% with no product fee.
Energy-driven inflation risks and volatile swaps leave borrowers facing a more uncertain rate path
Market tone, funding costs and borrower decisions hinge on economic signals rather than new housing policy
Market sees strongest supply of 95% LTV mortgages in nearly 18 years
What are they telling clients ahead of the central bank’s rate call?
Latest rate reductions add options for brokers in a tightening price war
“Expectations are high for a booming market in 2026”
