This page gathers news and insights on standard variable rates, including lender movements and the impact of SVR changes on borrowers. Read more below for ongoing coverage of SVR trends.
What are they telling clients ahead of the central bank’s rate call?
Check back weekly or favourite this page to keep an eye on the ever-changing rates.
Buy to Let borrowers can take advantage of a short-term fixed rate with Nationwide from 2.99% with a product fee of 2% of the total loan amount. Barclays are offering 4.78% with no product fee for Existing Customers looking for a short-term fixed rate. TSB are also offering an Existing Customer Product Transfer Residential fixed rate at 5.70% with no product fee.
Latest rate reductions add options for brokers in a tightening price war
“Expectations are high for a booming market in 2026”
Analysts expect five-year fixed rates to dip below 3.5%
Mutual reprices standard and tracker deals; Clydesdale Bank and Virgin Money slash variable rates
Central bank expected to end the year with a cut
Average two- and five-year fixes drop below 5% as lenders step up high LTV support
Advisers say the best deal is not always the cheapest but the one that fits the borrower’s plans
