standard variable rate

This page gathers news and insights on standard variable rates, including lender movements and the impact of SVR changes on borrowers. Read more below for ongoing coverage of SVR trends.

HSBC Tracker Mortgages

Check back weekly or favourite this page to keep an eye on the ever-changing rates.

1 Year Fixed Rate Mortgage

Buy to Let borrowers can take advantage of a short-term fixed rate with Nationwide from 2.99% with a product fee of 2% of the total loan amount. Barclays are offering 4.78% with no product fee for Existing Customers looking for a short-term fixed rate. TSB are also offering an Existing Customer Product Transfer Residential fixed rate at 5.70% with no product fee.

World Cup summer poses distraction risk for UK mortgage market

Brokers warn hesitant home movers may use the event as an excuse to delay

Mortgage repayments now 45% above 2022 levels

Affordability squeeze drives shift to extended mortgage terms and alternative credit

UK mortgage rates and product changes (Week ending 5 June 2026)

Your round-up of mortgage rate changes and product updates over the past week

Mortgage market stabilises in April but first-time buyers face ongoing strain

Product choice remains below pre-March levels as affordability pressures persist for those with small deposits

RECAP: BoE's latest rate decision, as it happened

Central bank poised to deliver latest rate announcement as economic storm clouds gather

Borrowers face renewed uncertainty as lenders reprice fixed mortgage deals

Swap rate volatility fuels divergent pricing strategies across major high street lenders

A mortgage broker’s guide to Newbury for intermediaries

Discover how Newbury for intermediaries supports mortgage brokers with flexible criteria, specialist underwriting, and solutions for complex client cases

Your guide to Atom bank for intermediaries

Atom bank for intermediaries offers a digital-first approach to mortgage lending. Here's what mortgage brokers need to know before signing up