This page follows news and expert analysis on swap rates and how they drive mortgage pricing in the UK market. Scroll down for swap-related insights that matter to brokers and lenders.
What are they telling clients ahead of the central bank’s rate call?
Lender to raise pricing for first-time buyers, home movers, remortgagors and international clients
New build, buy-to-let and remortgage markets require different processes – yet many firms still treat them alike
South-based investors are slowing their purchases, shifting to limited companies, and favouring energy-efficient homes
Brokers reveal what is really driving the latest round of repricing across the mainstream market
Looser Fed policy may push up UK inflation, limiting room for swift reductions in the base rate
Only cautious cuts expected in 2026
“Expectations are high for a booming market in 2026”
A cut at last — but the Bank is signalling patience, not a pivot
First interest rate reduction since summer brings borrowing costs to near three-year low
