This page follows news and expert analysis on swap rates and how they drive mortgage pricing in the UK market. Scroll down for swap-related insights that matter to brokers and lenders.
Bailey’s big dilemma: With markets expecting a December rate cut, Oxford Economics warns rates may not fall as far as borrowers hope
Gilt relief masks fresh risks for mortgages
Mixed messages can confuse and the notion of a singular UK housing market is problematic
Valuation gap narrows significantly while purchasing power improves over the past three years
What these shifts mean for brokers' strategies — and where opportunities are emerging
Rabid speculation is triggering flashbacks to 2022's volatility
Bad news could be good news for home buyers
Market sees surge in 95% LTV products as rates fall to pre-mini-Budget levels
Broker in Focus: George Christou, of Bournemouth Mortgages, wanted to be the kind of broker clients could always reach
Tax raid details leaked as 2p increase will hit borrowers