Learn how Shawbrook Bank for intermediaries helps mortgage brokers with specialist lending, flexible criteria, and dedicated intermediary support
Having access to the right products and partnering with capable mortgage lenders is a must for mortgage brokers. That’s where Shawbrook for intermediaries comes in. Designed specifically for aspiring and current mortgage brokers, Shawbrook’s intermediary platform has useful tools and flexible lending options for your clients. They also have a user-friendly process that enables you to up your game.
Ready to learn more about this specialist mortgage provider?
In this article, Mortgage Introducer will help you learn about Shawbrook Bank for intermediaries and shed light on their tools, offerings, and more. Want to know if Shawbrook for intermediaries is the mortgage lender for you and your clients? Read on to find out.
Background of Shawbrook Bank for intermediaries
Shawbrook Bank is authorised by the Prudential Regulation Authority (PRA). It is regulated by the PRA and the Financial Conduct Authority (FCA). It has registered offices in:
- Lutea House
- Warley Hill Business Park
- The Drive
- Great Warley
- Brentwood
- Essex
Who Shawbrook is and what they stand for
Shawbrook is a specialist mortgage lender. It helps people and businesses who want flexible finance and a high level of service. Shawbrook Bank for intermediaries focuses on long-term value. It supports not just clients, but also communities and partners.
Aside from home loan products, this bank has a wide range of property loan options such as their buy-to-let portfolio product, commercial mortgages, and bridging loans. They can also provide finance for small businesses and helps those who want to invest in property. Individuals who need personal loans can apply online with ease.
Shawbrook uses the money it gets from savers to fund its lending. According to their website, Shawbrook Bank, “fuel[s] our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to over 350,000 smart savers.”
Shawbrook Bank’s Broker Hub
Broker Hub is Shawbrook’s online application portal. It gives mortgage brokers a smooth and easy way to manage cases from start to finish. The portal helps speed up the process for buy-to-let, commercial, and bridging deals.
This stands out in the market by offering a mix of smart technology and expert support. This means you can work more efficiently and get the help you need when it matters most.
Check out this video to know more about Shawbrook Bank for intermediaries’ online platform:
With tools like their intermediary-focused website as well as their Broker Hub, the top mortgage intermediaries in the UK can gain a real advantage by working with banks and mortgage lenders like Shawbrook Bank for intermediaries.
Such tools can help you move faster, stay updated, and offer a better experience for your clients.
Products and services offered by Shawbrook Bank for intermediaries
You might want to look at the various property loan options that this specialist bank has. You can select the best one that suits your clients’ personal goals, circumstances, and financial capabilities:
- Buy-to-let mortgages
- Commercial mortgages
- Bridging loans
Let's take a closer look at each:
1. Buy-to-let mortgages
Shawbrook Bank offers flexible buy-to-let mortgage options designed for experienced landlords and investors. Rates start from 5.14%, with interest-only loans available up to 75% loan-to-value (LTV), based on affordability. Loan sizes range from £40,000 to £35 million, and your clients can choose from variable or fixed rates for 2, 3, 5, or 10 years.
Automated underwriting applies to 5-year fixed deals only, and each application requires a limited personal guarantee of 25%. Shawbrook’s specialist criteria support investment valuations on Houses in Multiple Occupation (HMOs), subject to guidance. A dedicated team manages premium cases for loans over £5 million, providing support throughout the process.
Energy efficiency discount for buy-to-let clients
Shawbrook Bank for intermediaries offers a special discount on arrangement fees for buy-to-let properties that are energy efficient. If your clients’ property has an Energy Performance Certificate (EPC) rating of A, B or C, they can get money off the arrangement fee on a new mortgage.
Here’s how the discount works:
- EPC A: 0.60% off
- EPC B: 0.45% off
- EPC C: 0.25% off
For example, if the standard fee is 3%, a property with an EPC rating of B would only be charged 2.55%. If the property doesn’t have a rating of at least C, there’s still support available.
If your clients improve the property and get a new EPC rating of A, B, or C during the mortgage term, they can get part of the arrangement fee refunded.
Shawbrook Bank for intermediaries will also refund the cost of the new EPC certificate, up to £100. To claim, just send Shawbrook the updated EPC. This offer is only available for new buy-to-let mortgages completed on or after 6 May 2022.
To learn more about EPC, watch this:
2. Commercial mortgages
This product line is designed for complex and large-scale property needs. Rates start at 6.39%, with loans available from £150,000 to £35 million. Loan terms range from 3 to 25 years. Interest-only options are available, depending on affordability.
Shawbrook Bank for intermediaries supports both Commercial and Semi-Commercial Mortgages for up to 75% LTV. For loans over £5 million, a dedicated team provides premium case management to help you and your clients through complex applications smoothly.
3. Bridging loans
Your clients can borrow up to 85% LTV with terms of up to 24 months through Shawbrook Bank’s Bridging loans. There’s no minimum term or required interest period, giving more control over repayment timing. For this product line, Shawbrook Bank offers fixed rates and fees. There’s also no minimum income requirement.
Watch this to better understand how bridging loans work:
Want to see how mortgage brokers are using bridging loans in today's market? Read this article.
Applying for Shawbrook Bank for intermediaries’ mortgages for your clients
Working with Shawbrook Bank for intermediaries can benefit both your clients and your career. Shawbrook is focused on delivering excellent service. This makes them a reliable partner for mortgage brokers. Their support, flexible mortgage options, and broker-friendly platform will allow you to easily move cases forward and give your clients the right solutions.
Shawbrook’s Broker Hub is designed to help intermediaries work more efficiently and confidently. You can receive clear updates and have access to helpful tools as well. This makes your job easier and helps you build stronger relationships with your clients.
But if you want to expand your options, there are other mortgage lenders that have intermediary-only platforms like Shawbrook Bank. We have compiled a list of other guides that you might want to look at:
- NatWest for intermediaries
- Barclays for intermediaries
- HSBC for intermediaries
- Nationwide for intermediaries
- Accord for intermediaries
- Coventry for intermediaries
- Leeds for intermediaries
- Skipton for intermediaries
- Aldermore for intermediaries
- Precise for intermediaries
We have other overviews of banks and/or mortgage lenders with intermediary-focused platforms on our Guides section. Feel free to check it out!
