Lender also launches new range of limited company BTL products
BM Solutions has introduced a digital buy-to-let (BTL) platform designed specifically for limited companies, aiming to simplify and speed up the mortgage process for brokers and their clients.
The new service provides early clarity on lending decisions, offering an online journey that enables brokers and applicants to complete applications more efficiently. The platform features a suite of self-service tools for managing mortgages throughout their term.
“We are excited to introduce this innovative digital BTL service for limited companies,” said Leigh Church (pictured), head of BM Solutions. “Our goal is to provide a seamless and efficient experience for brokers and their clients, empowering them to make the most of their property investments.”
Key features include upfront checks such as rental income calculations, eligibility assessments, identity verification, credit and property checks, Companies House validation, and Direct Debit viability — all conducted at the start of the application process. The service offers instant decisions in principle, automated decision-making, and, for fully documented cases with automated valuations, same-day application-to-offer turnaround. Portfolio applications requiring manual review are subject to a 48-hour service level agreement.
The online platform is designed to be user-friendly, providing real-time updates and detailed insights for brokers and their clients. Support is available from business development managers and a team of accredited BTL specialists. Additional resources, including calculators and guides, are also provided.
The property holding criteria for the limited company service align with BM Solutions’ existing credit risk policies, supporting lending on portfolios of up to 10 properties. The service does not cover houses in multiple occupation (HMOs), multi-unit block buildings (MUBs), or commercial properties.
“We want to be the broker and customer’s first choice for limited company buy-to-let mortgage lending,” Church said. “This launch represents a significant addition to our commitment to delivering exceptional service and support to our clients.”
Alongside the digital platform, BM Solutions – part of Lloyds Banking Group – has launched a new range of BTL mortgage products for limited companies, including two- and five-year fixed-rate options.
“Nice to see BM Solutions join the limited company buy-to-let party,” said independent financial adviser Riz Malik. “With recent additions including Coventry, this represents more choice for landlords. When considering remortgaging options, still factor in the cost of legals when comparing the options.”
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