Short-term lender doubles facility as it eyes strongest year on record

Specialist short-term lender Hope Capital has recently secured an expanded funding facility from Shawbrook Bank, doubling the size of its previous agreement and boosting its lending capacity during a strong growth phase.
The new facility builds on an initial £25 million committed line arranged in 2023 and a further injection agreed at the end of 2024. The latest agreement marks a significant step in Hope Capital’s growth strategy as it prepares to launch new products for brokers and borrowers.
The Liverpool-based lender reported rising volumes of enquiries and completed deals this year, positioning 2025 as potentially its most successful period to date. The enlarged facility from Shawbrook is expected to help meet increasing demand and support the firm’s near-term expansion plans.
“We’re extremely proud to have maintained a strong partnership with the team at Shawbrook Bank for nearly two years now and are grateful for their continued support,” said Kate Cowan (pictured left), chief financial officer at Hope Capital. “Securing a new funding facility once again last month, is a significant and exciting milestone, expanding the scope of what we can achieve as a lender in the short-term market.
“Our diversified funding structure remains a critical component in delivering certainty to our growing network of brokers and borrowers, while maintaining the high service standards we are known for.”
“Since initially delivering a funding line for Hope Capital back in 2023, we have seen the business grow substantially and maintained our support with a facility top-up late last year,” said Warren Mutch, head of speciality finance at Shawbrook. “Kate and the team at Hope are now looking to move to their next stage of growth with new products and we are delighted to continue supporting them on their journey.”
In addition to Shawbrook, Hope Capital maintains funding relationships with Triple Point and a group of high-net-worth investors, allowing it to support a broad base of short-term lending needs.
The lender specialises in bridging finance and has been expanding its product set to meet growing demand from property investors and developers.
Want to be regularly updated with mortgage news and features? Get exclusive interviews, breaking news, and industry events in your inbox – subscribe to our FREE daily newsletter. You can also follow us on Facebook, X (formerly Twitter), and LinkedIn.