New roles to support increased broker engagement and service delivery
Islamic property finance fintech Offa has announced a wave of new appointments across underwriting, broker support, and customer service roles.
Mohammad Mia has been named business development manager for bridging and development finance. With 15 years of experience across retail, commercial, and bridging finance, Mia said his decision to join Offa was shaped by a strong alignment with its ethical focus and community values.
Khalid Rahman steps into the role of broker support specialist, responsible for liaising with intermediaries and helping manage the application process. He previously held roles at HSBC, Al Rayan Bank, and the Ministry of Justice.
Jass Ratu has joined as underwriter. Ratu, who brings over 10 years of experience from Lloyds Banking Group and Precise Mortgages, said he was drawn to Offa’s alternative approach to property finance.
The firm has also appointed Qadeer Malik as Home Finance Advisor. Malik joins from Countrywide, and previously worked at NatWest as a mortgage advisor.
Ruth Chiu, who has worked in financial crime roles in both the UK and Hong Kong, joins Offa as Financial Crime Analyst. She has held positions at several global banks including JP Morgan and Credit Suisse.
In customer support, Mehwish Ahmed brings experience from Amplifi Capital and the State Bank of India, while Farhan Ahmed has been appointed underwriter for bridging finance. He has over two decades of experience in the property and finance sectors.
The additions come as Offa scales up operations following a number of key milestones, including regulatory approval and a major loan portfolio acquisition.
“Offa is experiencing a period of exciting growth, and it’s essential we continue building a team that combines industry expertise with shared values,” said Sagheer Malik (pictured), group chief commercial officer and managing director of retail finance. “These new hires reflect our ambition to lead the way in ethical, Sharia-compliant finance – delivering innovation, impact and exceptional service.”
Offa, which was the first in the UK to offer Sharia-compliant bridging loans, recently introduced new criteria to support first-time landlords. These include reducing the minimum age for buy-to-let (BTL) finance applicants to 18 and setting the minimum income requirement at £18,000 annually.
With £230 million in Sharia-compliant funding secured for its BTL offering, Offa continues to grow its presence in the ethical property finance space. The firm operates under Islamic finance principles, which prohibit interest and investment in industries considered harmful, such as alcohol, gambling, and arms.
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