Fergal McAlinden

Fergal McAlinden

Mortgage Introducer

Fergal McAlinden

Managing Editor - North America and UK Mortgage

10 years experience12,385 Total views on Mortgage Introducer in 2025

Fergal's specialty topics

Housing and mortgage market analysis Mortgage and borrowing trends Central bank policy Lender and rate updates

Fergal McAlinden is managing editor at Canadian Mortgage Professional, Mortgage Professional America, and Mortgage Introducer, where he leads coverage of the Canadian, US, and UK mortgage and housing markets. With more than a decade of professional journalism experience, Fergal has reported on interest rate cycles, regulatory shifts, market trends, and housing affordability challenges across North America and the United Kingdom.

Since joining the company in 2021, he has interviewed hundreds of senior industry figures — including lenders, brokers, economists, and policymakers — and his work has been cited as a trusted source of insight across the mortgage sector. Prior to his current role, Fergal worked as a reporter for a B2B trade publication in Toronto. He is a graduate of the University of Oxford and holds a First-Class Honours degree in Journalism.

How I think about writing for this industry…

“In an unpredictable economy and interest rate environment, the most important thing to me about covering the housing and mortgage markets is keeping a close focus on what the main stakeholders need to know: What's in store for interest rates, how consumer sentiment is impacting the housing outlook, and what the main factors are that could impact the market looking ahead.”

Also published by

The Guardian · InvestmentNews · Insurance Business Canada · Mortgage Professional America · Canadian Mortgage Professional

Featured content from Fergal

Bank of England decision: What it means for mortgages Gilt yields soar 13 points as Iran ceasefire collapses Banking giant to axe nearly 8,000 jobs in sweeping AI overhaul

Previous experience

  • Key Media — News Editor, Canada
  • LogiMonde Media — Journalist

Education

  • BA Modern History & Politics, University of Oxford
  • MA Journalism, Dublin City University

Read the latest stories by Fergal

MFS administrators sue Barclays in effort to reclaim millions

High Court claim alleges Barclays has not returned cash owed following high-profile collapse of mortgage lender MFS

MFS administrators sue Barclays in effort to reclaim millions

Rising recession fears present a fresh challenge for the UK housing market

Economic uncertainty could rise again as borrowers, brokers face more volatility

Rising recession fears present a fresh challenge for the UK housing market

Bank of England decision: What it means for mortgages

All you need to know about the central bank's latest call on interest rates

Bank of England decision: What it means for mortgages

Here’s what to expect from the Bank of England for the rest of 2026

New poll shines a light on the path analysts say the central bank will take

Here’s what to expect from the Bank of England for the rest of 2026

Gilt yields soar 13 points as Iran ceasefire collapses

UK mortgage market braces for fresh uncertainty as US and Iran resume hostilities

Gilt yields soar 13 points as Iran ceasefire collapses

RECAP: How the Bank of England reached its latest decision

All the buildup and reaction as the BoE held rates steady again

RECAP: How the Bank of England reached its latest decision

BoE’s Bailey warns against AI scams after bizarre deepfake video shows brawl with Farage

Central bank governor says AI-generated scams 'are designed to criminally exploit the public' as viral video shows Question Time scrap

BoE’s Bailey warns against AI scams after bizarre deepfake video shows brawl with Farage

Halifax phase-out expected this summer as Lloyds reviews brand strategy

Lloyds is understood to be preparing to wind down the brand, with new account openings potentially halted from July

Halifax phase-out expected this summer as Lloyds reviews brand strategy

Banking giant to axe nearly 8,000 jobs in sweeping AI overhaul

The lender's restructuring raises fresh questions about AI-driven job displacement and its knock-on effects on UK housing demand

Banking giant to axe nearly 8,000 jobs in sweeping AI overhaul

No need for June or July rate hikes, says BoE deputy governor

Sarah Breeden says the central bank is in no rush to act, as policymakers weigh the inflationary impact of the Iran conflict

No need for June or July rate hikes, says BoE deputy governor