Fergal McAlinden

Fergal McAlinden

Fergal McAlinden is managing editor at Canadian Mortgage Professional, Mortgage Professional America, and Mortgage Introducer, where he leads coverage of the Canadian, US, and UK mortgage and housing markets. With more than a decade of professional journalism experience, Fergal has reported on interest rate cycles, regulatory shifts, market trends, and housing affordability challenges across North America and the United Kingdom.

Since joining the company in 2021, he has interviewed hundreds of senior industry figures — including lenders, brokers, economists, and policymakers — and his work has been cited as a trusted source of insight across the mortgage sector. Prior to his current role, Fergal worked as a reporter for a B2B trade publication in Toronto. He holds a First-Class Honours degree in Journalism.

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RECAP: How the Bank of England reached its latest decision

All the buildup and reaction as the BoE held rates steady again

RECAP: How the Bank of England reached its latest decision

BoE’s Bailey warns against AI scams after bizarre deepfake video shows brawl with Farage

Central bank governor says AI-generated scams 'are designed to criminally exploit the public' as viral video shows Question Time scrap

BoE’s Bailey warns against AI scams after bizarre deepfake video shows brawl with Farage

Halifax phase-out expected this summer as Lloyds reviews brand strategy

Lloyds is understood to be preparing to wind down the brand, with new account openings potentially halted from July

Halifax phase-out expected this summer as Lloyds reviews brand strategy

Banking giant to axe nearly 8,000 jobs in sweeping AI overhaul

The lender's restructuring raises fresh questions about AI-driven job displacement and its knock-on effects on UK housing demand

Banking giant to axe nearly 8,000 jobs in sweeping AI overhaul

No need for June or July rate hikes, says BoE deputy governor

Sarah Breeden says the central bank is in no rush to act, as policymakers weigh the inflationary impact of the Iran conflict

No need for June or July rate hikes, says BoE deputy governor

Where each of Starmer's potential successors as PM stand on housing

The mortgage and property industries could face a significant policy shift if Keir Starmer is replaced. Here's the track record of each rumoured contender for Number 10

Where each of Starmer's potential successors as PM stand on housing

Motor finance redress scheme faces collapse as legal challenges mount

Separate legal challenges force regulator to instruct lenders to draw up contingency plans for other outcomes

Motor finance redress scheme faces collapse as legal challenges mount

HSBC profits dip amid Iran war, private credit sector strain

Banking giant posts lower earnings in Q1 as geopolitical and domestic challenges bite

HSBC profits dip amid Iran war, private credit sector strain

RECAP: BoE's latest rate decision, as it happened

Central bank poised to deliver latest rate announcement as economic storm clouds gather

RECAP: BoE's latest rate decision, as it happened

Monthly Spotlight: Buy-to-Let

Every month, Mortgage Introducer produces a series of articles on a theme affecting mortgage professionals across the UK. All coverage through the month can be found here

Monthly Spotlight: Buy-to-Let