UK Finance

Read all of the latest news related to the UK Finance associaiton taht brokers need to know!

Stuck in the middle with you

Older homeowners now control £3.7 trillion in housing wealth – and it’s quietly reshaping intergenerational finance

Rents ease as buy-to-let rates fall and supply improves

Average advertised rents dipped at the end of 2025, but structural constraints continue to underpin the market

Mortgage market enters new year with lower rates and more product choice

“Expectations are high for a booming market in 2026”

Halifax slashes mortgage rates as lenders step up price war

Rate cuts from major banks signal intensifying battle for borrowers at start of 2026

Barclays trims mortgage rates across purchase, remortgage and reward ranges

Barclays turns up the heat on high street rivals as lenders battle for a shrinking pool of borrowers

First-time buyers and landlords face diverging pressures as market recalibrates

Advisors see income stretch, tax shifts and creative financing shape demand for first-time and buy-to-let borrowers

What will mortgage rates be in 2026?

Base rate path in 2026 set to ease mortgage costs, but pressure to persist for many borrowers

Inflation fall further strengthens case for base rate cut

Slowing price growth offers potential relief for mortgage borrowers

UK commercial property in 2026: Stabilisation, not a boom

Commercial is steadying, not surging – with prime, sustainable and living assets winning, regions rising, and only well‑packaged deals getting a “yes” in 2026

Mortgage market in 2026: Here’s what to expect

Forecasts point to modest lending growth, softer purchases and rising refinancing volumes