defaults

This page highlights news and research related to mortgage defaults, arrears trends, and lender responses. Read more below to understand how default patterns are shaping the market.

UK mortgage rates and product changes (Week ending 5 June 2026)

Your round-up of mortgage rate changes and product updates over the past week

Small brokers turn to specialist lending as AI encroaches on mortgage advice

For brokers facing AI competition, adverse credit is proving to be a corner of the market worth knowing well

Nationwide says it's not all doom and gloom — the silver lining in the latest property figures

Annual house price growth has slowed sharply and May recorded the first monthly fall of 2026. But Nationwide's chief economist points to solid household finances, resilient GDP and contained swap rates as reasons to believe any softening will prove short-lived

Hinckley & Rugby for intermediaries: a guide for UK brokers

From residential to buy-to-let, Hinckley and Rugby for intermediaries gives UK brokers a flexible lending partner with criteria built for tricky client cases

UK mortgage rates and product changes (Week ending 8 May 2026)

Your round-up of mortgage rate changes and product updates over the past week

Renters’ Rights Act sparks cashflow fears among landlords

Brokers warn smaller investors may sell as regulation, costs and arrears risks rise

A broker's guide to Cambridge for intermediaries: Which clients they work well with

Discover Cambridge for intermediaries competitive products, mortgage criteria, and application process in this guide!

Adverse credit hits millions as living costs squeeze UK borrowers

One in three adults affected, with issues rising fastest among young and higher-earning borrowers

Speed vs scrutiny: why poor planning – not compliance – derails bridging deals

When bridging deals blow up, it’s usually unrealistic timelines and exits that do the damage

First-time buyers show signs of a sustained comeback

First-time buyer mortgages are back — up 18% in 2025 and closing in on the 2022 high