defaults

This page highlights news and research related to mortgage defaults, arrears trends, and lender responses. Read more below to understand how default patterns are shaping the market.

Remortgaging share hits two-year high, data shows

August searches fell 13% month-on-month, but remortgaging bucked the trend

Remortgaging share hits two-year high, data shows

Opening up new build opportunities for more complex clients

New build mortgages aren't just for borrowers with perfect credit and straightforward incomes. Where specialist lending can make the difference

Opening up new build opportunities for more complex clients

UK mortgage rates and product changes (Week ending 21 August 2026)

Your round-up of mortgage rate changes and product updates over the past week

UK mortgage rates and product changes (Week ending 21 August 2026)

UK mortgage rates and product changes (Week ending 5 June 2026)

Your round-up of mortgage rate changes and product updates over the past week

UK mortgage rates and product changes (Week ending 5 June 2026)

Small brokers turn to specialist lending as AI encroaches on mortgage advice

For brokers facing AI competition, adverse credit is proving to be a corner of the market worth knowing well

Small brokers turn to specialist lending as AI encroaches on mortgage advice

Nationwide says it's not all doom and gloom — the silver lining in the latest property figures

Annual house price growth has slowed sharply and May recorded the first monthly fall of 2026. But Nationwide's chief economist points to solid household finances, resilient GDP and contained swap rates as reasons to believe any softening will prove short-lived

Nationwide says it's not all doom and gloom — the silver lining in the latest property figures

Hinckley & Rugby for intermediaries: a guide for UK brokers

From residential to buy-to-let, Hinckley and Rugby for intermediaries gives UK brokers a flexible lending partner with criteria built for tricky client cases

Hinckley & Rugby for intermediaries: a guide for UK brokers

UK mortgage rates and product changes (Week ending 8 May 2026)

Your round-up of mortgage rate changes and product updates over the past week

UK mortgage rates and product changes (Week ending 8 May 2026)

Renters’ Rights Act sparks cashflow fears among landlords

Brokers warn smaller investors may sell as regulation, costs and arrears risks rise

Renters’ Rights Act sparks cashflow fears among landlords

A broker's guide to Cambridge for intermediaries: Which clients they work well with

Discover Cambridge for intermediaries competitive products, mortgage criteria, and application process in this guide!

A broker's guide to Cambridge for intermediaries: Which clients they work well with