This page highlights news and research related to mortgage defaults, arrears trends, and lender responses. Read more below to understand how default patterns are shaping the market.
One in three adults affected, with issues rising fastest among young and higher-earning borrowers
When bridging deals blow up, it’s usually unrealistic timelines and exits that do the damage
First-time buyer mortgages are back — up 18% in 2025 and closing in on the 2022 high
Complex income, credit issues or unusual property types often signal the need for a non-standard lending path
Brokers directed to Rely and Precise as OSB Group revamps lending brands
With over 8 million UK adults affected by credit issues, brokers must adapt to serve a changing mortgage landscape
Veteran bank executive takes helm amid overhaul and regulatory focus
Brokers reveal the main triggers behind arrears among UK homeowners
Mortgage defaults fall for first time since 2022 as positivity returns
Adapting criteria and innovating products is vital as borrower challenges and credit profiles evolve
