defaults

This page highlights news and research related to mortgage defaults, arrears trends, and lender responses. Read more below to understand how default patterns are shaping the market.

Kent Reliance to close to new business starting next week

Brokers directed to Rely and Precise as OSB Group revamps lending brands

More borrowers, more risk: Inside the broker response to the adverse credit surge

With over 8 million UK adults affected by credit issues, brokers must adapt to serve a changing mortgage landscape

HSBC names Lindberg UK CEO

Veteran bank executive takes helm amid overhaul and regulatory focus

Why mortgage holders struggle to keep up with payments

Brokers reveal the main triggers behind arrears among UK homeowners

Falling defaults signal a turning point as borrower confidence rebuilds

Mortgage defaults fall for first time since 2022 as positivity returns

Rethinking adverse credit: why lenders need to keep up with the realities borrowers face

Adapting criteria and innovating products is vital as borrower challenges and credit profiles evolve

When the bank says no: Emma Jones on building a brokerage from life experience

A mortgage firm built on empathy and hard lessons is proving that non-standard borrowers don't need to settle for rejection

PRA proposes measures to boost mortgage market competition

​​​​​​​Regulator seeks industry input on plans to ease entry for mid-sized firms

Broker in Focus: Aaron Scott, Try Financial

Broking manager shares why knowledge of lender criteria gives brokers a vital edge

Specialist lenders roll out new mortgage products

New offerings from Metro Bank, Atom bank, West One and Pepper Money address demand across BTL, residential, and near prime segments