This page highlights news and research related to mortgage defaults, arrears trends, and lender responses. Read more below to understand how default patterns are shaping the market.
Brokers directed to Rely and Precise as OSB Group revamps lending brands
With over 8 million UK adults affected by credit issues, brokers must adapt to serve a changing mortgage landscape
Veteran bank executive takes helm amid overhaul and regulatory focus
Brokers reveal the main triggers behind arrears among UK homeowners
Mortgage defaults fall for first time since 2022 as positivity returns
Adapting criteria and innovating products is vital as borrower challenges and credit profiles evolve
A mortgage firm built on empathy and hard lessons is proving that non-standard borrowers don't need to settle for rejection
Regulator seeks industry input on plans to ease entry for mid-sized firms
Broking manager shares why knowledge of lender criteria gives brokers a vital edge
New offerings from Metro Bank, Atom bank, West One and Pepper Money address demand across BTL, residential, and near prime segments